55 109th Ave, Plainwell, MI 49080 Property Records

Allegan County property record for 55 109th Ave, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,240 sqft · built 1976
Lot Size	10.5 acres (457,380 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Aug 2011)
Tax Bill	$4,055 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-012-008-20`

Property Details

APN / Parcel Number

Primary APN	`08-012-008-20`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	457,380 sqft (10.5 acres)
Lot Dimensions	1,300 ft deep x 352 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55 109TH AVE
City	PLAINWELL
State	MI
Zip	49080-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THE E 332' OF SW 1/4 NE 1/4 SEC 12 T1N R11W (80).
Legal Range	11W
Legal Township	01N
Legal Section	12
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	1
Census Block	1023
Census Tract	32000

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	55 109TH AVE, PLAINWELL, MI 49080-9347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CREDIT UNION
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2011 · Amount on Record
Deed Sale	Aug 9, 2011 · Amount on Record
Deed Book / Page	3536 / 714
Last Transfer Date	Feb 20, 2013
Transfer Doc	3714/052
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Apr 3, 2026
Property Address	55 109TH AVE, PLAINWELL, MI 49080-9347
Document Number	005125/699
Book / Page	5125 / 699
Instrument Date	Mar 30, 2026
Instrument	20265640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	55 109TH AVE, PLAINWELL, MI 49080-9347

Mortgage

Document Number	0000005640,
Date	Apr 3, 2026
Book Page	5125/699
Instrument	20265640

Lender

Name	ARBOR FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2046

Interest

Rate	5.98%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	55 109TH AVE, PLAINWELL, MI 49080-9347
Transaction Type	Mortgage
Record Updated	Jan 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4414/059
Date	Dec 18, 2019
Book Page	4414/059

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,000 (+11.49%) Land $66,000 Building $99,000	$330,000 (+11.49%) Land $132,000 Building $198,000
2025	$4,055.00 (+2.61%) Homeowner's exemption	$148,000 (+6.32%) Land $48,300 Building $99,700	$296,000 (+6.32%) Land $96,600 Building $199,400
2024	$3,952.00 (+9.99%)
2023		$139,200 Land $38,000 Building $101,200	$278,400 Land $76,000 Building $202,400
2022	$3,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, MEI, Mercury Fiber.

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