7295 Fowler St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7295 Fowler St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,097 sqft · built 1980
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on Record
Last Sale	$476,000 (Aug 2013)
Tax Bill	$7,166 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`808-35-025`

Property Details

APN / Parcel Number

Primary APN	`808-35-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,097 sqft Living Area
1st Floor Area	1,197 sqft
2nd Floor Area	900 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,020 sqft (0.161 acres)
Lot Dimensions	108 ft deep x 65 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7295 FOWLER ST
City	GILROY
State	CA
Zip	95020-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6123 LOT 40
Legal Tract	6123
Legal Lot Number	40
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2017
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7295 FOWLER ST, GILROY, CA 95020-5935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 20, 2021	Transfer on Death Deed, Transfer
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2013 · Amount on Record
Deed Sale	Aug 7, 2013 · Amount on Record
Prior Sale	Mar 21, 2008 · Amount on Record
Deed Document Number	201322332208
Last Transfer Date	Sep 11, 2021
Transfer Doc	0025104854
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7295 FOWLER ST, GILROY, CA 95020-5935
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7295 FOWLER ST, GILROY, CA 95020-5935

Mortgage

Document Number	0024719620
Date	Nov 23, 2020
Instrument	24719620

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2021
Property Address	7295 FOWLER ST, GILROY, CA 95020-5935
Document Number	0025104854
Map Reference	MB 459 PG 10&11
Instrument Date	Sep 11, 2021
Instrument	25104854
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7295 FOWLER ST, GILROY, CA 95020-5935

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7295 FOWLER ST, GILROY, CA 95020-5935
Document Number	0024429444
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7295 FOWLER ST GILROY CA 950205935, GILROY, CA 95020-5935

Mortgage

Document Number	0024429444
Date	Mar 13, 2020
Instrument	24429444

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$595,168 (+2%) Land $327,344 Building $267,824
2025	$7,166.00 (+2.24%) Homeowner's exemption	$583,499 (+4.04%) Land $320,926 Building $262,573
2023	$7,009.00 (+1.7%) Homeowner's exemption	$560,843 Land $308,465 Building $252,378
2022	$6,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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