7290 Fowler St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7290 Fowler St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,474 sqft · built 1980
Lot Size	0.158 acres (6,918 sqft)
Owner	Individual Name on Record
Last Sale	$677,000 (Oct 2019)
Tax Bill	$9,078 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`808-35-059`

Property Details

APN / Parcel Number

Primary APN	`808-35-059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Construction Type	Wood
Lot Area	6,918 sqft (0.158 acres)
Lot Dimensions	108 ft deep x 65 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7290 FOWLER ST
City	GILROY
State	CA
Zip	95020-5931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 6123 LOT 6
Legal Subdivision	6123
Legal Tract	6123
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2016
Census Tract	512511

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7290 FOWLER ST, GILROY, CA 95020-5931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 29, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST
Oct 29, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Oct 29, 2019
Deed Document Number	24315044
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7290 FOWLER ST, GILROY, CA 95020-5931
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7290 FOWLER ST, GILROY, CA 95020-5931

Mortgage

Document Number	0025418959
Date	Dec 22, 2022
Instrument	25418959

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7290 FOWLER ST, GILROY, CA 95020-5931
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7290 FOWLER ST, GILROY, CA 95020-5931

Mortgage

Document Number	0025016296
Date	Jul 2, 2021
Instrument	25016296

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7290 FOWLER ST, GILROY, CA 95020-5931
Document Number	0024384898
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7290 FOWLER ST GILROY CA 950205931, GILROY, CA 95020-5931

Mortgage

Document Number	0024384898
Date	Jan 21, 2020
Instrument	24384898

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 29, 2019
Property Address	7290 FOWLER ST, GILROY, CA 95020-5931
Document Number	0024315044
Instrument Date	Oct 22, 2019
Instrument	24315044
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7290 FOWLER ST GILROY CA 950205931, GILROY, CA 95020-5931

Mortgage

Document Number	24315045
Date	Oct 29, 2019
Instrument	24315045

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 29, 2019
Property Address	7290 FOWLER ST, GILROY, CA 95020-5931
Document Number	0024315043
Instrument Date	Oct 16, 2019
Instrument	24315043
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7290 FOWLER ST GILROY CA 950205931, GILROY, CA 95020-5931

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,078.00 (+2.23%) Homeowner's exemption	$740,394 (+4.04%) Land $407,163 Building $333,231
2023	$8,880.00 (+1.68%) Homeowner's exemption	$711,646 Land $391,353 Building $320,293
2022	$8,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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