729 Spring Side Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 729 Spring Side Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,384 sqft · built 1990
Lot Size	1.28 acres (56,062 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (Jul 2002)
Tax Bill	$5,671 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3632-49-5555`

Property Details

APN / Parcel Number

Primary APN	`3632-49-5555`
Alternative APNs	`363206495555` `110400` `52388`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,384 sqft Living Area
Basement Area	1,703 sqft
Unfinished Basement	1,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	56,062 sqft (1.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	110400
Street Address	729 SPRING SIDE DR
City	LINCOLNTON
State	NC
Zip	28092-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	GLEN RIDGE 4&5
Legal Subdivision	GLENN RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1034
Census Tract	70300

Owner

729 Spring Side Dr is owned and occupied by two individuals who bought it in July 2002.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	729 SPRING SIDE DR, LINCOLNTON, NC 28092-8540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2002 · Amount on File
Deed Sale	Jul 29, 2002 · Amount on File
Prior Sale	Mar 1, 2001 · Amount on File
Deed Book / Page	1363 / 669
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	729 SPRING SIDE DR, LINCOLNTON, NC 28092-8540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2989298
Date	Dec 29, 2020
Book Page	2989/298
Instrument	622404

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	729 SPRING SIDE DR, LINCOLNTON, NC 28092-8540
Document Number	2645453
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 SPRING SIDE DR LINCOLNTON NC 280928540, LINCOLNTON, NC 28092-8540

Mortgage

Document Number	2645453
Date	Feb 7, 2017
Book Page	002645/000453
Instrument	558581

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 729 Spring Side Dr was $5,671.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,671.00	$553,730 Land $47,444 Building $506,286	$553,730 Land $47,444 Building $506,286
2023	$5,651.00	$553,730 Land $47,444 Building $506,286	$553,730 Land $47,444 Building $506,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 729 Spring Side Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 Spring Side Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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