696 Spring Side Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 696 Spring Side Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,052 sqft · built 1988
Lot Size	2.21 acres (96,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2011)
Tax Bill	$6,367 (2026)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3632-49-2009`

Property Details

APN / Parcel Number

Primary APN	`3632-49-2009`
Alternative APNs	`363206492009` `157194` `17028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,052 sqft Living Area
Basement Area	1,845 sqft
Unfinished Basement	1,845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	96,398 sqft (2.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	157194
Street Address	696 SPRING SIDE DR
City	LINCOLNTON
State	NC
Zip	28092-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	GLENN RIDGE 18A
Legal Subdivision	GLENN RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1034
Census Tract	70300

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	696 SPRING SIDE DR, LINCOLNTON, NC 28092-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2011 · Amount on Record
Deed Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	20116737
Deed Book / Page	2261 / 39
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	696 SPRING SIDE DR, LINCOLNTON, NC 28092-8539
Document Number	2790715
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 SPRING SIDE DR LINCOLNTON NC 280928539, LINCOLNTON, NC 28092-8539

Mortgage

Document Number	2790715
Date	Jan 7, 2019
Book Page	002790/000715
Instrument	587407

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,367.00 (+0.32%)	$623,383 (-) Land $57,100 Building $566,283	$623,383 (-) Land $57,100 Building $566,283
2023	$6,347.00	$623,383 Land $57,100 Building $566,283	$623,383 Land $57,100 Building $566,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Side Dr

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