729 SE Michaels Ct, Stuart, FL 34996 Property Records

Martin County property record for 729 SE Michaels Ct, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 1997
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2019)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-036-000-0007.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-036-000-0007.0-1-0000`
Alternative APNs	`03-38-41-036-000-00070-1` `21101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	2,012 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21101
Street Address	729 SE MICHAELS CT
City	STUART
State	FL
Zip	34996-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MICHAELS SQUARE LOT 7
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	MICHAELS SQUARE
Legal Block	1
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1026
Census Tract	902

Owner

729 SE Michaels Ct is owned and occupied by two individuals who bought it in April 2019.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	729 SE MICHAELS CT, STUART, FL 34996-3636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
Apr 29, 2019	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Apr 8, 1994 · Amount on File
Deed Document Number	20192751497
Deed Book / Page	3055 / 940
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	729 SE MICHAEL CT, STUART, FL 34996-3636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 SE MICHAEL CT, STUART, FL 34996-3636

Mortgage

Document Number	0031612623
Date	Sep 29, 2020
Book Page	3161/2623
Instrument	2840541

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 17, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	729 SE MICHAEL CT, STUART, FL 34996-3636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031201580
Date	Mar 30, 2020
Book Page	3120/1580
Instrument	2807622

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 29, 2019
Property Address	729 SE MICHAEL CT, STUART, FL 34996-3636
Document Number	0030550940
Book / Page	003055 / 000940
Instrument Date	Apr 26, 2019
Instrument	2751497
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	729 SE MICHAEL CT STUART FL 349963636, STUART, FL 34996-3636

Tax Assessment & Valuation

The 2025 property tax bill for 729 SE Michaels Ct was $5,322 with a homeowner's exemption, down 0.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,322.00 (-0.88%) Additional exemption filed	$338,390	$486,510 Land $155,000 Building $331,510
2024	$5,369.00 (+2.44%)
2023	$5,241.00 (+3.29%) Additional exemption filed	$319,276 (+3%)	$432,930 (+15.8%) Land $140,000 Building $292,930
2022	$5,074.00 Homeowner's exemption	$309,977	$373,860 Land $165,000 Building $208,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 729 SE Michaels Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 SE Michaels Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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