Martin County property record for 728 SE Michaels Ct, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,358 sqft · built 1993 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Dec 2016) |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-38-41-036-000-0009.0-7-0000 |
| Primary APN | 03-38-41-036-000-0009.0-7-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 3,266 sqft |
| 1st Floor Area | 1,278 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,500 sqft (0.264 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 903 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21103 |
|---|---|
| Street Address | 728 SE MICHAELS CT |
| City | STUART |
| State | FL |
| Zip | 34996-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MICHAELS SQUARE LOT 9 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 3 |
| Legal Subdivision | MICHAELS SQUARE |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 902 |
728 SE Michaels Ct is owned and occupied by two individuals who bought it in December 2016.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 728 SE MICHAELS CT, STUART, FL 34996-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on File |
| Deed Sale | Dec 21, 2016 · Amount on File |
| Prior Sale | Aug 30, 2000 · Amount on File |
| Deed Document Number | 20162611062 |
| Deed Book / Page | 2897 / 1028 |
| Transfer Doc | 1569001142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 728 SE MICHAEL CT, STUART, FL 34996-3636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 728 SE MICHAEL CT, STUART, FL 34996-3636 |
| Document Number | 0031720398 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 3172/398 |
| Instrument | 2848827 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 728 SE Michaels Ct was $4,802 with a homeowner's exemption, down 0.8% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,802.00 (-0.85%) Additional exemption filed | $307,928 | $525,050 Land $155,000 Building $370,050 |
| 2024 | $4,843.00 (+2.54%) | ||
| 2023 | $4,723.00 (+3.37%) Additional exemption filed | $290,534 (+3%) | $468,140 (+16.85%) Land $140,000 Building $328,140 |
| 2022 | $4,569.00 Homeowner's exemption | $282,072 | $400,640 Land $165,000 Building $235,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 SE Michaels Ct in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 14 (1999–2018) |
| Claims Outside the SFHA | 10 of 14 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 SE Michaels Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Blue Stream, T-Mobile.
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