729 S 1650 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 729 S 1650 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,080 sqft · built 1975
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$188,400 (Jun 2016)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-093-0008`

Property Details

APN / Parcel Number

Primary APN	`46-093-0008`
Alternative APN	`065190`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1983
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	065190
Street Address	729 S 1650 E
City	SPANISH FORK
State	UT
Zip	84660-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 2, PLAT A, MOUNT LOAFER SUB.
Legal Subdivision	MOUNT LOAFER SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3005
Census Tract	3205

Owner

729 S 1650 E is owned and occupied by two individuals who bought it in June 2016.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	729 S 1650 E, SPANISH FORK, UT 84660-2740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer · Line of Credit UTAH COMMUNITY FCU
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2016 · Amount on File
Deed Sale	Jun 29, 2016 · Amount on File
Prior Sale	Jun 29, 2016 · Amount on File
Deed Document Number	201659510
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	0000059510
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 21, 2022
Property Address	729 S 1650 E, SPANISH FORK, UT 84660-2740
Document Number	0000102534
Instrument Date	Sep 21, 2022
Instrument	102534:2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1276 N 1150 E, AMERICAN FORK, UT 84003-3528

Mortgage

Document Number	0000102237
Date	Sep 21, 2022
Instrument	102237:2022

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	729 S 1650 E, SPANISH FORK, UT 84660-2740
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104552
Date	Oct 23, 2017
Instrument	104552:2017

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	729 S 1650 E, SPANISH FORK, UT 84660-2740
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	MASTERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107529
Date	Jul 27, 2020
Instrument	107529:2020

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	729 S 1650 E, SPANISH FORK, UT 84660-2740
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	OLD REPUBLIC TITLE OREM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047506
Date	Apr 13, 2020
Instrument	47506:2020

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	729 S 1650 E, SPANISH FORK, UT 84660-2740
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160878
Date	Sep 16, 2021
Instrument	160878:2021

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 729 S 1650 E was $2,227, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,615 (-45.13%)	$419,300 (-0.24%) Land $161,600 Building $257,700
2025	$2,227.00 (+0.04%)	$420,300 Land $161,600 Building $258,700	$420,300 Land $161,600 Building $258,700
2024	$2,226.00 (+10.25%)
2023	$2,019.00 (-3.21%)	$208,395	$378,900 Land $153,900 Building $225,000
2022	$2,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 729 S 1650 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 S 1650 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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