712 S 1650 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 712 S 1650 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,080 sqft · built 1974
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$355,700 (Sep 2018)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-093-0002`

Property Details

APN / Parcel Number

Primary APN	`46-093-0002`
Alternative APN	`065184`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,511 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1983
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065184
Street Address	712 S 1650 E
City	SPANISH FORK
State	UT
Zip	84660-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 1, PLAT A, MOUNT LOAFER SUB.
Legal Subdivision	MOUNT LOAFER SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1011
Census Tract	3205

Owner

712 S 1650 E is owned and occupied by two individuals who bought it in September 2018.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 S 1650 E, SPANISH FORK, UT 84660-2741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage CARDINAL FIN'L
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 16, 2018	Deed of Trust, Mortgage SCOTT CRANDALL
Mar 14, 2018	Personal Representative Deed, Transfer CHARGER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	201891837
Prior Transfer Date	Mar 4, 1997
Prior Transfer Doc	0000016211
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	712 S 1650 E, SPANISH FORK, UT 84660-2741
Document Number	0000118917
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 S 1650 E SPANISH FORK UT 846602741, SPANISH FORK, UT 84660-2741

Mortgage

Document Number	0000118917
Date	Nov 13, 2019
Instrument	118917

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 25, 2018
Property Address	712 S 1650 E, SPANISH FORK, UT 84660-2741
Document Number	0000091837
Instrument Date	Sep 24, 2018
Instrument	091837:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	CHARGER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	712 SOUTH 650 EAST, SPANISH FORK, UT 84660

Mortgage

Document Number	0000091852
Date	Sep 25, 2018
Instrument	091852:2018

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	712 S 1650 E, SPANISH FORK, UT 84660-2741
Document Number	0000077809
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	654 N 800 E #349 SPANISH FORK UT 846601651, 349, SPANISH FORK, UT 84660-1651

Mortgage

Document Number	0000077809
Date	Aug 16, 2018
Instrument	77809

Lender

Name	SCOTT CRANDALL
Address	2982 E CANYON CREST DR, SPANISH FORK, UT 84660-8934

Agreement

Amount	Amount on Record

March 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	UTAH UT
Recording Date	Mar 14, 2018
Property Address	712 S 1650 E, SPANISH FORK, UT 84660-2741
Document Number	0000024251
Instrument Date	Mar 12, 2018
Instrument	024251:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	CHARGER TITLE

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	UT 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 N 800 E # 349, 349, SPANISH FORK, UT 84660-1651

Tax Assessment & Valuation

The 2025 property tax bill for 712 S 1650 E was $2,482.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,205 (-46.82%)	$453,100 (-3.31%) Land $156,800 Building $296,300
2025	$2,482.00	$468,600 Land $156,800 Building $311,800	$468,600 Land $156,800 Building $311,800
2024	$2,482.00 (+3.98%)
2023	$2,387.00 (+3.65%)	$246,345	$447,900 Land $149,200 Building $298,700
2022	$2,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 S 1650 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 S 1650 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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