729 Neptune Ave, #33, Encinitas, CA 92024 Property Records

San Diego County property record for 729 Neptune Ave, #33, Encinitas, CA 92024

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 5 ba · 3,060 sqft · built 2010
Lot Size	0.142 acres (6,202 sqft)
Owner	Company Name on File
Last Sale	$3,000,000 (Apr 2021)
Tax Bill	$41,229 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`256-052-03-00`

Property Details

APN / Parcel Number

Primary APN	`256-052-03-00`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Units	3 Units
Building Area	3,060 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Multi-Family
Lot Area	6,202 sqft (0.142 acres)

Location & Zoning

Street Address	729 NEPTUNE AVE, 33
City	ENCINITAS
State	CA
Zip	92024-2061
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS11
Legal Description	BLK G (EX HWY OP)NLY 55 FT MA R/A OF TR 001935
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001935
Legal Block	G
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17702

Owner

729 Neptune Ave, #33 is owned by a company that bought it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	729 NEPTUNE AVE, ENCINITAS, CA 92024-2061
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2019	Intrafamily Transfer, Transfer · ARM LUTHER BURBANK SAVINGS
Oct 24, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 24, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jan 10, 2017	Affidavit of Death, Transfer WESTERN RESOURCES TITLE
Jan 10, 2017	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	2021320380
Prior Transfer Date	Jan 29, 2019
Prior Transfer Doc	0000080240
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	729 NEPTUNE AVE # 31, 31, ENCINITAS, CA 92024-2061
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3614 HAMPTON AVE, NASHVILLE, TN 37215-1043

Mortgage

Document Number	0000094231
Date	Mar 2, 2022
Instrument	2022-0094231

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2021
Property Address	729 NEPTUNE AVE # 31, 31, ENCINITAS, CA 92024-2061
Document Number	0000320380
Map Reference	MAP 1935
Instrument Date	Apr 13, 2021
Instrument	2021-0320380
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1407 SWEETBRIAR AVE, NASHVILLE, TN 37212-5522

Mortgage

Document Number	0000320381
Date	Apr 26, 2021
Instrument	2021-0320381

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	May 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.6%
Index	Other
Margin	3
Max Rate	7.6%

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2019
Property Address	729 NEPTUNE AVE # 31, 31, ENCINITAS, CA 92024-2061
Document Number	0000080240
Map Reference	MAP 1935
Instrument Date	Jan 29, 2019
Instrument	2019-0080240
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 NEPTUNE AVE, ENCINITAS, CA 92024-2061

Mortgage

Document Number	0000080241
Date	Mar 6, 2019
Instrument	2019-0080241

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2018
Property Address	729 NEPTUNE AVE # 31, 31, ENCINITAS, CA 92024-2061
Document Number	0000444647
Instrument Date	Oct 16, 2018
Instrument	444647
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	729-731 NEPTUNE AVE ENCINITAS CA 920242061, ENCINITAS, CA 92024-2061

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2018
Property Address	729 NEPTUNE AVE # 31, 31, ENCINITAS, CA 92024-2061
Document Number	0000444646
Map Reference	MAP 1935
Instrument Date	Aug 21, 2018
Instrument	2018-0444646
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	135 PHOEBE ST, ENCINITAS, CA 92024-1460

Mortgage

Document Number	0000444648
Date	Oct 24, 2018
Instrument	2018-0444648

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2058

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2017
Property Address	729 NEPTUNE AVE # 31, 31, ENCINITAS, CA 92024-2061
Document Number	0000014455
Instrument Date	Nov 17, 2016
Instrument	14455
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 NEPTUNE AVE ENCINITAS CA 920242060, ENCINITAS, CA 92024-2060

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2017
Property Address	729 NEPTUNE AVE # 31, 31, ENCINITAS, CA 92024-2061
Document Number	0000014545
Map Reference	MAP1935
Instrument Date	Nov 15, 2016
Instrument	2017-0014545
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5355 AVENIDA ENCINAS STE 203, 203, CARLSBAD, CA 92008-4360

Mortgage

Document Number	0000014546
Date	Jan 10, 2017
Instrument	2017-0014546

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	37 Months
Due	Feb 1, 2020

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2017
Change Frequency	Monthly
Index	Prime Rate
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 729 Neptune Ave, #33 was $41,229.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,772,975 (+2%) Land $2,760,201 Building $1,012,774
2025	$41,229.00	$3,698,996 Land $2,706,080 Building $992,916
2023	$33,961.00 (+2.22%)	$3,121,200 Land $2,601,000 Building $520,200
2022	$33,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 729 Neptune Ave, #33 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 729 Neptune Ave, #33 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Neptune Ave

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