729 Nancy Ct, Sycamore, IL 60178 Property Records

DeKalb County property record for 729 Nancy Ct, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,295 sqft · built 2016
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2022)
Tax Bill	$6,226 (2024)
Deeds & Mortgages	Mar 2026 Transfer Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-458-071`

Property Details

APN / Parcel Number

Primary APN	`06-21-458-071`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,295 sqft Living Area
Gross Area	2,675 sqft
1st Floor Area	1,530 sqft
Basement Area	765 sqft
Finished Basement	765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	60 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0621458071
Street Address	729 NANCY CT
City	SYCAMORE
State	IL
Zip	60178-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 - HERON CREEK TOWNHOMES PUD - UNIT TWO
Legal Subdivision	HERON CREEK TOWNHOMES PUD
Legal Lot Number	67
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2044
Census Tract	401

Owner

729 Nancy Ct is owned and occupied by two individuals who acquired it in March 2026.

Source: DeKalb County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 SUSAN ST, SYCAMORE, IL 60178-1050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Transfer on Death Deed, Transfer
Aug 24, 2022	Deed, Transfer ATG
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 26, 2020	Warranty Deed, Subdivision Related Transfer GUARANTEED RATE
Sep 17, 2015	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	20228258
Last Transfer Date	Mar 2, 2026
Transfer Doc	0000001848
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 9, 2026
Property Address	729 NANCY CT, SYCAMORE, IL 60178-8801
Document Number	0000001848
Map Reference	CAB 9 SL 152
Instrument Date	Mar 2, 2026
Instrument	2026001848
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 NANCY CT, SYCAMORE, IL 60178-8801

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 24, 2022
Property Address	729 NANCY CT, SYCAMORE, IL 60178-8801
Document Number	0000008258
Instrument Date	Aug 12, 2022
Instrument	2022008258
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	ATG

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	729 NANCY CT, SYCAMORE, IL 60178-8801

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	729 NANCY CT, SYCAMORE, IL 60178-8801
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003009
Date	Mar 23, 2022
Instrument	2022003009

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 26, 2020
Property Address	729 NANCY CT, SYCAMORE, IL 60178-8801
Document Number	0000001636
Instrument Date	Feb 20, 2020
Instrument	1636
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	729 NANCY CT SYCAMORE IL 601788801, SYCAMORE, IL 60178-8801

Mortgage

Document Number	1637
Date	Feb 26, 2020
Instrument	1637

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

September 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	729 NANCY CT, SYCAMORE, IL 60178-8801
Document Number	0000002614
Instrument Date	Sep 17, 2015
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	122 S LOCUST ST SYCAMORE IL 601781865, SYCAMORE, IL 60178-1865

Mortgage

Document Number	0000002614
Date	Mar 22, 2017
Instrument	2614

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,899 Land $18,271 Building $82,628	$302,697 Land $54,813 Building $247,884
2024	$6,226.00
2023		$86,627 Land $15,686 Building $70,941	$259,881 Land $47,058 Building $212,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 729 Nancy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 Nancy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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