727 Nancy Ct, Sycamore, IL 60178 Property Records

DeKalb County property record for 727 Nancy Ct, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,699 sqft · built 2016
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$225,150 (Jan 2022)
Tax Bill	$5,803 (2024)
Deeds & Mortgages	Oct 2024 Line of Credit Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-458-070`

Property Details

APN / Parcel Number

Primary APN	`06-21-458-070`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,699 sqft Living Area
Gross Area	3,075 sqft
1st Floor Area	1,350 sqft
Basement Area	1,349 sqft
Finished Basement	1,349 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	60 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	376 sqft
Porch	Open Frame Porch

Location & Zoning

Account Number	0621458070
Street Address	727 NANCY CT
City	SYCAMORE
State	IL
Zip	60178-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 - HERON CREEK TOWNHOMES PUD - UNIT 2
Legal Subdivision	HERON CREEK TOWNHOMES PUD
Legal Lot Number	66
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2044
Census Tract	401

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	727 NANCY CT, SYCAMORE, IL 60178-8801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 25, 2024	Transfer on Death Deed, Transfer
Jan 10, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Sep 17, 2015	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	2022355
Last Transfer Date	Mar 20, 2024
Transfer Doc	0000001938
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	727 NANCY CT, SYCAMORE, IL 60178-8801
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 NANCY CT, SYCAMORE, IL 60178-8801

Mortgage

Document Number	0000007947
Date	Oct 30, 2024
Instrument	2024007947

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 25, 2024
Property Address	727 NANCY CT, SYCAMORE, IL 60178-8801
Document Number	0000001938
Map Reference	DOC S NO 2005022 CAB
Instrument Date	Mar 20, 2024
Instrument	2024001938
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 10, 2022
Property Address	727 NANCY CT, SYCAMORE, IL 60178-8801
Document Number	0000000355
Map Reference	DOC 2005022464
Instrument Date	Dec 13, 2021
Instrument	2022000355
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 NANCY CT, SYCAMORE, IL 60178-8801

Mortgage

Document Number	0000000356
Date	Jan 10, 2022
Instrument	2022000356

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

September 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	727 NANCY CT, SYCAMORE, IL 60178-8801
Document Number	0000002614
Instrument Date	Sep 17, 2015
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	122 S LOCUST ST SYCAMORE IL 601781865, SYCAMORE, IL 60178-1865

Mortgage

Document Number	0000002614
Date	Mar 22, 2017
Instrument	2614

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,947 (+16.48%) Land $14,805 Building $71,142	$257,841 (+16.48%) Land $44,415 Building $213,426
2024	$5,803.00
2023		$73,790 Land $12,711 Building $61,079	$221,370 Land $38,133 Building $183,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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