729 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 729 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,703 sqft · built 1905
Lot Size	0.583 acres (25,395 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2020)
Tax Bill	$7,462 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-097-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-097-0014-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,703 sqft Living Area
1st Floor Area	1,282 sqft
Basement Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	25,395 sqft (0.583 acres)
Lot Dimensions	208 ft deep x 122 ft wide
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	729 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	THAT PART OF LOT 8 & FRAC SECT 30 DESC AS BEG N 25D 48M E 120.25' FROM SE'LY COR OF LOT 8, TH N 25D 48M E 122.25', TH N 64D
Legal Subdivision	ASSESSORS
Legal Lot Number	8
Legal Unit	8,8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7012
Census Tract	642000

Owner

729 N Riverside Ave is owned and occupied by an individual who bought it in November 2020.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	729 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SIMPLE HM LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Sep 30, 2013 · Amount on File
Deed Document Number	202028580
Deed Book / Page	5272 / 160
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	729 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4262
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4262

Mortgage

Document Number	0005690398
Date	Feb 13, 2024
Book Page	5690/398
Instrument	2024002480

Lender

Name	FIRST STATE BANK
Type	Bank
Address	41240 HAYES RD, CLINTON TWP, MI 48038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Dec 25, 2048

Interest

Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	729 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4262
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005079500
Date	Jul 26, 2019
Book Page	5079/500
Instrument	2019015154

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2020
Property Address	729 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4262
Document Number	0052720160
Book / Page	005272 / 000160
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8211 FRITH RD COLUMBUS MI 480631403, COLUMBUS, MI 48063-1403

Mortgage

Document Number	52690503
Date	Nov 16, 2020
Book Page	005269/000503

Lender

Name	SIMPLE HM LNDG LLC
Address	MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 729 N Riverside Ave was $7,462 with a homeowner's exemption, up 22.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,700 (+3.12%)	$463,400
2025	$7,462.00 (+22.43%) Homeowner's exemption	$224,700
2024	$6,095.00		$449,400
2023		$142,900
2022	$5,041.00		$285,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 729 N Riverside Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 N Riverside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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