729 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 729 Murray Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,676 sqft · built 1955
Lot Size	0.25 acres (10,900 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2013)
Tax Bill	$9,145 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`487-410-06-00`

Property Details

APN / Parcel Number

Primary APN	`487-410-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,676 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,900 sqft (0.25 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	729 MURRAY DR
City	EL CAJON
State	CA
Zip	92020-5639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 133 TR 002979
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002979
Legal Block	2
Legal Lot Number	133
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	16000

Owner

729 Murray Dr is owned and occupied by two individuals who bought it in September 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	729 MURRAY DR, EL CAJON, CA 92020-5639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2013 · Amount on File
Deed Sale	Sep 27, 2013 · Amount on File
Prior Sale	Sep 22, 2006 · Amount on File
Deed Document Number	2013592016
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	0000592015
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	729 MURRAY DR, EL CAJON, CA 92020-5639
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 MURRAY DR, EL CAJON, CA 92020-5639

Mortgage

Document Number	0000213342
Date	May 18, 2022
Instrument	2022-0213342

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	729 MURRAY DR, EL CAJON, CA 92020-5639
Document Number	0000435328
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	729 MURRAY DR EL CAJON CA 920205639, EL CAJON, CA 92020-5639

Mortgage

Document Number	0000435328
Date	Aug 6, 2020
Instrument	435328

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 729 Murray Dr was $9,145 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,254 (+2%) Land $287,579 Building $359,675
2025	$9,145.00 Homeowner's exemption	$634,564 Land $281,941 Building $352,623
2023	$8,977.00 (+3.01%) Homeowner's exemption	$609,925 Land $270,994 Building $338,931
2022	$8,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 729 Murray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 Murray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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