729 Mossy Oak Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 729 Mossy Oak Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,063 sqft · built 2006
Lot Size	0.372 acres (16,215 sqft)
Owner	Individual Name on File
Last Sale	$415,625 (May 2026)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-18-0-00227-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-18-0-00227-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,063 sqft Adjusted Area
1st Floor Area	1,629 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	16,215 sqft (0.372 acres)
Lot Dimensions	188 ft deep x 35 ft wide

Location & Zoning

Street Address	729 MOSSY OAK CV
City	HERNANDO
State	MS
Zip	38632-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEER CREEK SEC G LOT 227
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	DEER CREEK
Legal Lot Number	227
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	71121

Owner

729 Mossy Oak Cv is owned and occupied by an individual who bought it in May 2026.

Source: DeSoto County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 29, 2009	Deed of Trust, Mortgage PULASKI MORTGAGE CO
Jan 4, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Nov 12, 2025	Warranty Deed, Transfer FIRST SECURITY BANK
Nov 12, 2025	Intrafamily Transfer, Transfer REALTY TITLE INC, REALTY T&E SVCS INC
Jan 26, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Nov 12, 2025 · Amount on File
Deed Document Number	2026
Deed Book / Page	1026 / 8383
Prior Transfer Date	Oct 16, 2025
Prior Transfer Doc	1025/21912
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004485/236
Date	Jan 26, 2018
Book Page	4485/236
Instrument	T04485-00236

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440

Mortgage

Document Number	005280/644
Date	Jul 1, 2021
Book Page	5280/644

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FNF TITLE SERVICES INC, FNF TITLE SVS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002987/636
Date	Jan 29, 2009
Book Page	2987/636

Lender

Name	PULASKI MORTGAGE CO
Type	Mortgage Company
Address	OLIVE BRANCH, MS 38654

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003563/611
Date	Jan 4, 2013
Book Page	3563/611

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2043

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 14, 2026
Property Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Document Number	01026/8383
Book / Page	1026 / 8383
Instrument Date	May 12, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Investor	Possibly a Property Investor

Mortgage

Document Number	5663052913,
Date	May 14, 2026
Book Page	5663/52913

Lender

Name	CME LENDING GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 12, 2025
Property Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Document Number	1025/21914
Book / Page	1025 / 21914
Map Reference	MB 95 PG 8
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	REALITY T&E CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8702 TULANE RD, HERNANDO, MS 38632-8614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2730 NESBIT RD, NESBIT, MS 38651-7411

Mortgage

Document Number	5662117883
Date	Nov 12, 2025
Instrument	5662/117883

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	11 Months
Due	Oct 24, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Nov 12, 2025
Property Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Document Number	1025/21912
Book / Page	1025 / 21912
Map Reference	MB 95 PG 8&9
Instrument Date	Oct 16, 2025
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 WANDA FAYE DR, HERNANDO, MS 38632-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 26, 2018
Property Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440
Document Number	000847/153
Book / Page	847 / 153
Map Reference	PB 95 PG 8-9
Instrument Date	Jan 26, 2018
Instrument	W00847-00153
Transaction Type	Transfer
Record Updated	May 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2511 MIDDLEBURG DR, SOUTHAVEN, MS 38672-7229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	729 MOSSY OAK CV, HERNANDO, MS 38632-1440

Tax Assessment & Valuation

The 2025 property tax bill for 729 Mossy Oak Cv was $2,181.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00	$18,725 Land $3,000 Building $15,725	$187,247 Land $30,000 Building $157,247
2023	$1,919.00	$13,832	$138,323 Land $30,000 Building $108,323

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 729 Mossy Oak Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 Mossy Oak Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Mossy Oak Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures