717 Mossy Oak Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 717 Mossy Oak Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,345 sqft · built 2006
Lot Size	0.4 acres (17,458 sqft)
Owner	Individual Name on Record
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-18-0-00229-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-18-0-00229-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,345 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	17,458 sqft (0.4 acres)
Lot Dimensions	148 ft deep x 149 ft wide

Location & Zoning

Street Address	717 MOSSY OAK CV
City	HERNANDO
State	MS
Zip	38632-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEER CREEK SEC G LOT 229
Legal Range	07
Legal Township	03
Legal Section	06
Legal Subdivision	DEER CREEK
Legal Lot Number	229
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	71121

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	717 MOSSY OAK CV, HERNANDO, MS 38632-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2024
Deed Sale	Sep 24, 2024
Prior Sale	Aug 20, 2015
Deed Document Number	0102417229
Deed Book / Page	1024 / 17229
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	717 MOSSY OAK CV, HERNANDO, MS 38632-1440
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 MOSSY OAK CV, HERNANDO, MS 38632-1440

Mortgage

Document Number	5662/105376
Date	Oct 14, 2025
Book Page	5662/105376

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	717 MOSSY OAK CV, HERNANDO, MS 38632-1440
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7171 MOSSY OAK CV, HERNANDO, MS 38632

Mortgage

Document Number	5662/105478
Date	Oct 14, 2025
Book Page	5662/105478

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	717 MOSSY OAK CV, HERNANDO, MS 38632-1440
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 MOSSY OAK CV, HERNANDO, MS 38632-1440

Mortgage

Document Number	005095/558
Date	Nov 23, 2020
Book Page	5095/558

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00 (+33.37%)	$20,585 (+36.08%) Land $3,000 Building $17,585	$205,847 (+36.08%) Land $30,000 Building $175,847
2023	$1,798.00	$15,127	$151,267 Land $30,000 Building $121,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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