729 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 729 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,865 sqft · built 1950
Lot Size	0.251 acres (10,916 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Sep 2021)
Tax Bill	$8,975 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0024 B:0000 L:1113`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0024 B:0000 L:1113`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,865 sqft Living Area
Gross Area	3,098 sqft
Basement Area	828 sqft
Unfinished Basement	331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,916 sqft (0.251 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	729 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	JOHN D AHERN
Legal Lot Number	1113
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2002
Census Tract	209200

Owner

729 Main St is owned and occupied by two individuals who bought it in September 2021.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	729 MAIN ST, LYNNFIELD, MA 01940-1726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	Aug 8, 2018 · Amount on File
Deed Book / Page	40299 / 9
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Sep 21, 2021
Property Address	729 MAIN ST, LYNNFIELD, MA 01940-1726
Document Number	00040299-9
Book / Page	40299 / 9
Instrument Date	Sep 21, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	729 MAIN ST, LYNNFIELD, MA 01940-1726

Mortgage

Document Number	0004029912
Date	Sep 21, 2021
Instrument	40299/12

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	040307-278
Date	Sep 23, 2021
Book Page	40307/278
Instrument	20210923004140

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Aug 8, 2018
Property Address	729 MAIN ST, LYNNFIELD, MA 01940-1726
Document Number	36923-600
Book / Page	036923 / 000600
Instrument Date	Aug 6, 2018
Instrument	8001600
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount on Record
Tax	$2,718.90
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	729 MAIN ST LYNNFIELD MA 019401726, LYNNFIELD, MA 01940-1726

Tax Assessment & Valuation

The 2026 property tax bill for 729 Main St was $8,975, up 12.9% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,975.00 (+12.91%)	$783,200 (+4.05%) Land $524,200 Building $259,000	$817,651 (-5.24%)
2025	$7,949.00 (+1.99%)	$752,700 (+1.5%) Land $503,800 Building $248,900	$862,885
2024	$7,794.00 (+6.36%)	$741,600 (+14.36%) Land $496,400 Building $245,200
2023	$7,328.00	$648,500 Land $427,200 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 729 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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