Essex County and Lynnfield Town property record for 714 Main St, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 6,294 sqft · built 1860 |
| Lot Size | 1.19 acres (52,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $677,500 (Nov 2009) |
| Tax Bill | $17,914 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit Jul 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0024 B:0000 L:1042 |
| Primary APN | LYNF M:0024 B:0000 L:1042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 6,294 sqft Living Area |
| Gross Area | 8,734 sqft |
| Basement Area | 1,964 sqft |
| Finished Basement | 1,637 sqft |
| Unfinished Basement | 327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,028 sqft (1.19 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 714 MAIN ST |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 1042 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 209200 |
714 Main St is owned and occupied by an individual who bought it in November 2009.
Source: Essex County and Lynnfield Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 714 MAIN ST, LYNNFIELD, MA 01940-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2025 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Jul 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Sep 10, 2019 | Deed of Trust, Mortgage · Balloon Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2009 · Amount on File |
| Deed Sale | Nov 24, 2009 · Amount on File |
| Prior Sale | Nov 1, 2001 · Amount on File |
| Deed Book / Page | 29095 / 64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 714 MAIN ST, LYNNFIELD, MA 01940-1749 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042752-204 |
|---|---|
| Date | Jun 3, 2025 |
| Book Page | 42752/204 |
| Instrument | 20250603001960 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 714 MAIN ST, LYNNFIELD, MA 01940-1749 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041045-267 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 41045/267 |
| Instrument | 20220701004930 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 714 MAIN ST, LYNNFIELD, MA 01940-1749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37830-52 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 37830/52 |
| Instrument | 20190910003210 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 714 Main St was $17,914, up 12.8% from the year before.
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,914.00 (+12.79%) | $1,563,200 (+3.94%) Land $552,200 Building $975,200 | $1,548,297 (+11.24%) |
| 2025 | $15,882.00 (+1.93%) | $1,504,000 (+1.45%) Land $530,700 Building $973,300 | $1,391,845 |
| 2024 | $15,581.00 (+6.05%) | $1,482,500 (+14.02%) Land $522,900 Building $959,600 | |
| 2023 | $14,692.00 | $1,300,200 Land $451,100 Building $849,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 714 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–2010) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 714 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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