714 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 714 Main St, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 6,294 sqft · built 1860
Lot Size1.19 acres (52,028 sqft)
OwnerIndividual Name on File
Last Sale$677,500 (Nov 2009)
Tax Bill$17,914 (2026)
Deeds & MortgagesJun 2025 Line of Credit
Jul 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNLYNF M:0024 B:0000 L:1042

Property Details

APN / Parcel Number

Primary APNLYNF M:0024 B:0000 L:1042

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area6,294 sqft Living Area
Gross Area8,734 sqft
Basement Area1,964 sqft
Finished Basement1,637 sqft
Unfinished Basement327 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area52,028 sqft (1.19 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address714 MAIN ST
CityLYNNFIELD
StateMA
Zip01940-1749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number1042
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group3
Census Block3003
Census Tract209200

Owner

714 Main St is owned and occupied by an individual who bought it in November 2009.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address714 MAIN ST, LYNNFIELD, MA 01940-1749
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2025Deed of Trust, Mortgage · Line of Credit
BANGOR SAVINGS BANK
Jul 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Sep 10, 2019Deed of Trust, Mortgage · Balloon Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2009 · Amount on File
Deed SaleNov 24, 2009 · Amount on File
Prior SaleNov 1, 2001 · Amount on File
Deed Book / Page29095 / 64
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address714 MAIN ST, LYNNFIELD, MA 01940-1749
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042752-204
DateJun 3, 2025
Book Page42752/204
Instrument20250603001960
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address714 MAIN ST, LYNNFIELD, MA 01940-1749
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041045-267
DateJul 1, 2022
Book Page41045/267
Instrument20220701004930
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address714 MAIN ST, LYNNFIELD, MA 01940-1749
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37830-52
DateSep 10, 2019
Book Page37830/52
Instrument20190910003210
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 714 Main St was $17,914, up 12.8% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,914.00 (+12.79%)$1,563,200 (+3.94%) Land $552,200 Building $975,200$1,548,297 (+11.24%)
2025$15,882.00 (+1.93%)$1,504,000 (+1.45%) Land $530,700 Building $973,300$1,391,845
2024$15,581.00 (+6.05%)$1,482,500 (+14.02%) Land $522,900 Building $959,600
2023$14,692.00$1,300,200 Land $451,100 Building $849,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–2010)
Claims Outside the SFHA5 of 6
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people · EPA ID MA3164000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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