729 Draper Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 729 Draper Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 868 sqft · built 1935
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$47,000 (Mar 1999)
Tax Bill$3,959 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.19-11-21

Property Details

APN / Parcel Number

Primary APN422800 48.19-11-21
Alternative APN
  • 280004801900110210000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area868 sqft Living Area
1st Floor Area868 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address729 DRAPER AVE
CitySCHENECTADY
StateNY
Zip12306-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G CENTR RLTY #2-PT39 2.-117-3
Legal Block11
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2014
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address729 DRAPER AVE, SCHENECTADY, NY 12306-3015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Apr 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 1999 · Amount on Record
Deed SaleMar 26, 1999 · Amount on Record
Deed Book / Page1553 / 729
Last Transfer DateFeb 9, 2010
Transfer Doc0000006391
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 9, 2021
Property Address729 DRAPER AVE, SCHENECTADY, NY 12306-3015
Document Number0000038120
Book / Page2064 / 370
Map ReferenceCAB A 348-349-351
Instrument DateAug 3, 2021
Instrument202138120
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address729 DRAPER AVE, SCHENECTADY, NY 12306-3015

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 DRAPER AVE, SCHENECTADY, NY 12306-3015

Mortgage

Document Number0000038121
DateAug 9, 2021
Instrument202138121
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address729 DRAPER AVE, SCHENECTADY, NY 12306-3015
Document Number0000016375
Instrument DateApr 4, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 DRAPER AVE SCHENECTADY NY 123063015, SCHENECTADY, NY 12306-3015

Mortgage

Document Number0000016375
DateApr 16, 2019
Book Page004905/000537
Instrument16375
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 15, 2034

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,959.00 (+1.93%)
2025$3,884.00$106,000 (-) Land $4,800 Building $101,200$163,100 (+16.92%) Land $7,386 Building $155,714
2023$106,000 Land $4,800 Building $101,200$139,500 Land $6,317 Building $133,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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