725 Draper Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 725 Draper Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,368 sqft · built 1925
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2020)
Tax Bill	$5,322 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 48.19-11-22`

Property Details

APN / Parcel Number

Primary APN	`422800 48.19-11-22`
Alternative APN	`280004801900110220000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	99 ft deep x 34 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	15 sqft
Porch	Porch
Porch Area	150 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	725 DRAPER AVE
City	SCHENECTADY
State	NY
Zip	12306-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G CENTR RLTY #2 - PT 40 2.-117-5
Legal Block	11
Legal Lot Number	22.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2014
Census Tract	32700

Owner

725 Draper Ave is owned and occupied by an individual who bought it in December 2020.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	725 DRAPER AVE, SCHENECTADY, NY 12306-3015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Aug 26, 2020 · Amount on File
Deed Document Number	202040123
Deed Book / Page	2048 / 160
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 18, 2020
Property Address	725 DRAPER AVE, SCHENECTADY, NY 12306-3015
Document Number	0000040123
Book / Page	002048 / 000160
Instrument Date	Nov 24, 2020
Instrument	40123
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CLINTON ST SCHENECTADY NY 123052078, SCHENECTADY, NY 12305-2078

Mortgage

Document Number	40125
Date	Dec 18, 2020
Book Page	005051/000390
Instrument	40125

Lender

Name	SUNMARK CU
Address	LATHAM, NY 12110

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 725 Draper Ave was $5,322, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,322.00 (+1.91%)
2025	$5,222.00	$142,500 Land $4,800 Building $137,700	$219,200 Land $7,384 Building $211,816
2023		$142,500 Land $4,800 Building $137,700	$187,500 Land $6,316 Building $181,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 Draper Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 725 Draper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20