San Diego County property record for 7286 Sitio Lima, Carlsbad, CA 92009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,434 sqft · built 2015 |
| Lot Size | 0.246 acres (10,704 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,215,000 (Aug 2015) |
| Tax Bill | $17,485 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-052-49-00 |
| Primary APN | 223-052-49-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,434 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 10,704 sqft (0.246 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 7286 SITIO LIMA |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-8484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 49 TR 015918 |
| Legal Subdivision | LA COSTA TOWN SQUARE CARLSBAD |
| Legal Tract | 015918 |
| Legal Block | 4 |
| Legal Lot Number | 49 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 17109 |
7286 Sitio Lima is owned and occupied by two individuals who bought it in August 2015.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7286 SITIO LIMA, CARLSBAD, CA 92009-8484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on File |
| Deed Sale | Aug 13, 2015 · Amount on File |
| Deed Document Number | 2015428980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 7286 SITIO LIMA, CARLSBAD, CA 92009-8484 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000341629 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020-0341629 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.02% |
| Index | 1-Year LIBOR |
| Max Rate | 8.02% |
The 2025 property tax bill for 7286 Sitio Lima was $17,485 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,508,254 (+2%) Land $422,611 Building $1,085,643 | |
| 2025 | $17,485.00 Homeowner's exemption | $1,478,681 Land $414,325 Building $1,064,356 |
| 2023 | $16,437.00 (+2.15%) Homeowner's exemption | $1,421,264 Land $398,237 Building $1,023,027 |
| 2022 | $16,091.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7286 Sitio Lima in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7286 Sitio Lima is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, San Diego Broadband, Ting, Verizon.
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