7275 Sitio Lima, Carlsbad, CA 92009 Property Records

San Diego County property record for 7275 Sitio Lima, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,434 sqft · built 2014
Lot Size	0.177 acres (7,709 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Mar 2018)
Tax Bill	$23,071 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2018 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`223-052-56-00`

Property Details

APN / Parcel Number

Primary APN	`223-052-56-00`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	4,434 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	7,709 sqft (0.177 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7275 SITIO LIMA
City	CARLSBAD
State	CA
Zip	92009-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 56 TR 015918
Legal Subdivision	08-03 CARLSBAD
Legal Tract	015918
Legal Block	4
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4013
Census Tract	17109

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 16, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Mar 29, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
Mar 13, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	2018126747
Prior Transfer Date	Mar 9, 2017
Prior Transfer Doc	0000114882
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484

Mortgage

Document Number	0000272878
Date	Jul 5, 2022
Instrument	2022-0272878

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290035
Date	Jul 17, 2018
Instrument	2018-0290035

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 9, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484

Mortgage

Document Number	0000752919
Date	Nov 25, 2020
Instrument	2020-0752919

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484
Document Number	0000752916
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7275 SITIO LIMA CARLSBAD CA 920098484, CARLSBAD, CA 92009-8484

Mortgage

Document Number	0000752916
Date	Nov 25, 2020
Instrument	752916

Lender

Name	WELLS FARGO BK
Type	Bank
Address	CARLSBAD, CA 92009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2018
Property Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484
Document Number	0000126747
Map Reference	MAP 15918
Instrument Date	Mar 15, 2018
Instrument	2018-0126747
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484

Mortgage

Document Number	0000126748
Date	Mar 29, 2018
Instrument	2018-0126748

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2017
Property Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484
Document Number	0000114882
Instrument Date	Mar 9, 2017
Instrument	114882
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7275 SITIO LIMA CARLSBAD CA 920098484, CARLSBAD, CA 92009-8484

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2017
Property Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484
Document Number	0000072427
Map Reference	MAP15918
Instrument Date	Feb 3, 2017
Instrument	2017-0072427
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TSI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7275 SITIO LIMA, CARLSBAD, CA 92009-8484

Mortgage

Document Number	0000072428
Date	Feb 14, 2017
Instrument	2017-0072428

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,031,019 (+2%) Land $1,044,524 Building $986,495
2025	$23,071.00 (+6.29%)	$1,991,196 (+4.04%) Land $1,024,044 Building $967,152
2023	$21,706.00 (+2.11%)	$1,913,878 Land $984,280 Building $929,598
2022	$21,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Ting, Verizon.

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