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7286 First St, Mentor, OH 44060 Property Records

Lake County property record for 7286 First St, Mentor, OH 44060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,579 sqft · built 1954
Lot Size0.29 acres (12,641 sqft)
OwnerIndividual Name on File
Last Sale$92,000 (Aug 2009)
Tax Bill$5,489 (2023)
Deeds & MortgagesMar 2018 Loan Modification
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN16-C-080-C-00-018-0

Property Details

APN / Parcel Number

Primary APN16-C-080-C-00-018-0
Alternative APN
  • A 127

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,579 sqft Living Area
1st Floor Area1,579 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area12,641 sqft (0.29 acres)
Lot Dimensions158 ft deep x 80 ft wide
Garage TypeMixed
Garage Area924 sqft
Parking Spaces3 Parking Spaces
Patio Area160 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating FuelElectric

Location & Zoning

Account NumberA 127
Street Address7286 FIRST ST
CityMENTOR
StateOH
Zip44060-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 9 TRACT 13
Legal SubdivisionTALBOT ESTATES
Legal Tract13
Legal Lot Number21
JurisdictionLAKE OH
Township / Civil DivisionMENTOR
Census Block Group2
Census Block2008
Census Tract202901

Owner

Source: Lake County records · APN 16-C-080-C-00-018-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7286 FIRST ST, MENTOR, OH 44060-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2018Loan Modification, Mortgage · Conventional Mortgage
US BK
Mar 07, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2009 · Amount on Record
Deed SaleAug 28, 2009 · Amount on Record
Prior SaleJul 30, 2009 · Amount on Record
Deed Document Number2342
Record UpdatedJun 07, 2026

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE OH
Property Address7286 FIRST ST, MENTOR, OH 44060-3002
Document Number0000007587
Instrument DateMar 07, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address7286 FIRST ST MENTOR OH 440603002, MENTOR, OH 44060-3002

Mortgage

Document Number0000007587
DateMar 30, 2018
Instrument7587
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2048
Interest
Rate4.12%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address7286 FIRST ST, MENTOR, OH 44060-3002
Document Number0000006854
Instrument DateMar 07, 2018
Transaction TypeMortgage
Record UpdatedApr 17, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address7286 FIRST ST MENTOR OH 440603002, MENTOR, OH 44060-3002

Mortgage

Document Number0000006854
DateMar 23, 2018
Instrument6854
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 22, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityMentor City
Unified School DistrictMentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,489.00 (+119.74%) Homeowner's exemption$52,830 (-) Land $19,460 Building $33,370
2022$2,498.00 Homeowner's exemption$52,830 Land $19,460 Building $33,370
2021$150,940 Land $55,600 Building $95,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

Based on FCC filings for 431 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAQUA OHIO - MENTOR
private · serves 74,500 people
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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