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7278 First St, Mentor, OH 44060 Property Records

Lake County property record for 7278 First St, Mentor, OH 44060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,867 sqft · built 1954
Lot Size0.29 acres (12,641 sqft)
OwnerIndividual Name on Record
Last Sale$199,900 (Jun 2022)
Tax Bill$5,901 (2023)
Deeds & MortgagesJun 2022 Sale & Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-C-080-C-00-017-0

Property Details

APN / Parcel Number

Primary APN16-C-080-C-00-017-0
Alternative APN
  • A 128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,867 sqft Living Area
1st Floor Area1,867 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,641 sqft (0.29 acres)
Lot Dimensions158 ft deep x 80 ft wide
Garage Area260 sqft
Parking Spaces1 Parking Space
Deck Area525 sqft
Patio Area789 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7278 FIRST ST
CityMENTOR
StateOH
Zip44060-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 9 TRACT 13
Legal SubdivisionTALBOT ESTATES
Legal Tract13
Legal Block2
Legal Lot Number9
JurisdictionLAKE OH
Township / Civil DivisionMENTOR
Census Block Group2
Census Block2008
Census Tract202901

Owner

Source: Lake County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7278 FIRST ST, MENTOR, OH 44060-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 18, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Prior SaleMay 19, 2011 · Amount on Record
Deed Document Number202218073
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJun 27, 2022
Property Address7278 FIRST ST, MENTOR, OH 44060-3002
Document Number0000018073
Map ReferenceVOL J PG 57
Instrument DateJun 21, 2022
Instrument2022R018073
Transaction TypeTransfer
Record UpdatedJul 6, 2022
Title CompanyENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7278 FIRST ST, MENTOR, OH 44060-3002

Mortgage

Document Number0000018074
DateJun 27, 2022
Instrument2022R018074
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address7278 FIRST ST, MENTOR, OH 44060-3002
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7278 FIRST ST, MENTOR, OH 44060-3002

Mortgage

Document Number0000040648
DateNov 18, 2021
Instrument2021R040648
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityMentor City
Unified School DistrictMentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$73,800 (+29.95%) Land $23,420 Building $50,380$210,840 (+29.94%) Land $66,900 Building $143,940
2023$5,901.00 (+39.93%) Homeowner's exemption$56,790 (-) Land $19,460 Building $37,330
2022$4,217.00 Homeowner's exemption$56,790 Land $19,460 Building $37,330
2021$162,260 Land $55,600 Building $106,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MENTOR
private · serves 74,500 people · EPA ID OH4301511
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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