7286 43rd Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 7286 43rd Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,246 sqft · built 1987
Lot Size	1.34 acres (58,370 sqft)
Owner	Trust Name on File
Last Sale	$425,000 (Jun 2012)
Tax Bill	$6,842 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-420-0150`

Property Details

APN / Parcel Number

Primary APN	`20-420-0150`
Alternative APNs	`20-00420-0150` `15406`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,246 sqft Living Area
1st Floor Area	2,260 sqft
Basement Area	1,282 sqft
Finished Basement	1,282 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Garage Area	1,379 sqft
Driveway	Driveway
Deck Area	328 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Street Address	7286 43RD AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 10, BLK 1
Legal Range	30W
Legal Township	34N
Legal Section	04
Legal Subdivision	SHERWOOD SHORES SOUTH ESTATES
Legal Block	1
Legal Lot Number	10
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1033
Census Tract	30302

Owner

Source: Sherburne County records · APN 20-420-0150

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	7286 43RD AVE SE, SAINT CLOUD, MN 56304-9573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Intrafamily Transfer, Transfer
Jun 26, 2020	Quit Claim Deed, Transfer BREMER BK NAT'L ASSN
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2012 · Amount on Record
Deed Sale	Jun 15, 2012 · Amount on Record
Prior Sale	Oct 19, 2001 · Amount on Record
Deed Document Number	2012751438
Record Updated	Jun 08, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Jul 25, 2022
Property Address	7286 43RD AVE SE, SAINT CLOUD, MN 56304-9573
Document Number	0000945950
Instrument Date	Jul 21, 2022
Instrument	945950
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7286 43RD AVE SE, SAINT CLOUD, MN 56304-9573

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 26, 2020
Property Address	7286 43RD AVE SE, SAINT CLOUD, MN 56304-9573
Document Number	0000894458
Instrument Date	Jun 09, 2020
Instrument	894458
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	HEARTLAND TITLE AGENCY, HEARTLAND TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7286 43RD AVE SE ST CLOUD MN 563049573, ST CLOUD, MN 56304-9573

Mortgage

Document Number	894459
Date	Jun 26, 2020
Instrument	894459

Lender

Name	BREMER BK NAT'L ASSN
Address	SAINT PAUL, MN 55102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	7286 43RD AVE SE, SAINT CLOUD, MN 56304-9573
Document Number	0000855900
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7286 43RD AVE SE ST CLOUD MN 563049573, ST CLOUD, MN 56304-9573

Mortgage

Document Number	0000855900
Date	May 10, 2018
Instrument	855900

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 09, 2028

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Clear Lake Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,842.00 (+2.7%)	$778,800 (+0.59%) Land $355,200 Building $423,600	$778,800 (+0.59%) Land $355,200 Building $423,600
2023	$6,662.00	$774,200 Land $361,200 Building $413,000
2021			$774,200 Land $361,200 Building $413,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 41 locations within half a mile of this property.

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