Sherburne County property record for 7231 43rd Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,620 sqft · built 2004 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $669,252 (Jun 2017) |
| Tax Bill | $7,852 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-435-0110 |
| Primary APN | 20-435-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 657 sqft |
| Deck Area | Deck Area |
| Wet Bar | Wet Bar |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7231 43RD AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 2, BLK 1 |
| Legal Range | 30W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | ERNEST AND ANGELAS ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30302 |
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2439 SHERWOOD HILLS RD, HOPKINS, MN 55305-2914 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit MINNWEST BANK |
| Aug 8, 2022 | Deed of Trust, Mortgage MINNWEST BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK |
| Jun 7, 2017 | Warranty Deed, Transfer · Stand-Alone First Mortgage HERITAGE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2017 · Amount on Record |
| Deed Sale | Jun 7, 2017 · Amount on Record |
| Prior Sale | Mar 5, 2004 · Amount on Record |
| Deed Document Number | 2017839695 |
| Prior Transfer Date | Jan 9, 2013 |
| Prior Transfer Doc | 0000764418 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 7231 43RD AVE SE, SAINT CLOUD, MN 56304-9573 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9641 XYLON AVE S, BLOOMINGTON, MN 55438-1679 |
| Document Number | 0000946695 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 946695 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Address | WASECA, MN 56093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 15, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 7231 43RD AVE SE, SAINT CLOUD, MN 56304-9573 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9641 XYLON AVE S, BLOOMINGTON, MN 55438-1679 |
| Document Number | 0000946694 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 946694 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Address | WASECA, MN 56093 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Jul 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 7231 43RD AVE SE, SAINT CLOUD, MN 56304-9573 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000890654 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 890654 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 7, 2017 |
| Property Address | 7231 43RD AVE SE, SAINT CLOUD, MN 56304-9573 |
| Document Number | 0000839695 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 839695 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,208.53 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9641 XYLON AVE S, BLOOMINGTON, MN 55438-1679 |
| Document Number | 0000839697 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 839697 |
| Name | HERITAGE BANK NA |
|---|---|
| Type | Bank |
| Address | WILLMAR, MN 56201 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Apr 13, 2037 |
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Clear Lake Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,852.00 (+14.96%) | $866,200 (+14%) Land $337,100 Building $529,100 | $866,200 (+14%) Land $337,100 Building $529,100 |
| 2023 | $6,830.00 | $759,800 Land $343,800 Building $416,000 | |
| 2021 | $759,800 Land $343,800 Building $416,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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