7281 Provence Dr, Portage, MI 49024 Property Records

Kalamazoo County property record for 7281 Provence Dr, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 2005
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Oct 2018)
Tax Bill	$5,229 (2024)
Deeds & Mortgages	Feb 2026 Transfer Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00491-051-O`

Property Details

APN / Parcel Number

Primary APN	`10-00491-051-O`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Basement Area	1,544 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	222 ft deep x 89.3 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7281 PROVENCE DR
City	PORTAGE
State	MI
Zip	49024-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	ASHTON FARMS WEST NO 2 LOT 51
Legal Subdivision	ASHTON FARMS WEST #2
Legal Lot Number	51
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	4
Census Block	4001
Census Tract	2003

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Intrafamily Transfer, Transfer
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Nov 23, 2015	Warranty Deed, Transfer · ARM BANK OF AMERICA NA
Nov 23, 2005	Warranty Deed, Transfer · Conventional Mortgage ALLEN EDWIN HOME MORTAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Nov 23, 2015 · Amount on Record
Deed Document Number	201832888
Last Transfer Date	Feb 13, 2026
Transfer Doc	2026003987
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Feb 19, 2026
Property Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013
Document Number	2026003987
Map Reference	LB 41 PG 42
Instrument Date	Feb 13, 2026
Instrument	2026-003987
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 NEAL DR, ROCKVILLE, MD 20850-1435

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 16, 2018
Property Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013
Document Number	2018032888
Map Reference	LB41 PG42
Instrument Date	Oct 3, 2018
Instrument	2018-032888
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013

Mortgage

Document Number	2018032889
Date	Oct 16, 2018
Instrument	2018-032889

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2038

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 23, 2015
Property Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013
Document Number	2015039666
Map Reference	LB41 PG42
Instrument Date	Nov 5, 2015
Instrument	2015-039666
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 ARCADIA DR, CANTON, MI 48188-2275

Mortgage

Document Number	2015039667
Date	Nov 23, 2015
Instrument	2015-039667

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 23, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	8.62%

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 23, 2005
Property Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013
Document Number	2005055292
Map Reference	LB41 PG42
Instrument Date	Nov 4, 2005
Instrument	2005-055292
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7281 PROVENCE DR, PORTAGE, MI 49024-3013

Mortgage

Document Number	2005055293
Date	Nov 23, 2005
Instrument	2005-055293

Lender

Name	ALLEN EDWIN HOME MORTAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	LIBOR

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,300 (+3.84%)	$324,600 (+3.84%)
2025	Homeowner's exemption	$156,300	$312,600
2024	$5,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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