7187 Provence Dr, Portage, MI 49024 Property Records

Kalamazoo County property record for 7187 Provence Dr, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,510 sqft · built 2003
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Oct 2019)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00490-039-O`

Property Details

APN / Parcel Number

Primary APN	`10-00490-039-O`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	1,510 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	60 ft deep x 80 ft wide
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7187 PROVENCE DR
City	PORTAGE
State	MI
Zip	49024-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	ASHTON FARMS WEST LOT #39
Legal Subdivision	ASHTON FARMS WEST
Legal Lot Number	39
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	4
Census Block	4001
Census Tract	2003

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7187 PROVENCE DR, PORTAGE, MI 49024-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Oct 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Oct 14, 2019	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Prior Sale	May 2, 2013 · Amount on Record
Deed Document Number	201930522
Prior Transfer Date	Apr 5, 2012
Prior Transfer Doc	2012015620
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	7187 PROVENCE DR, PORTAGE, MI 49024-3011
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018030711
Date	Oct 1, 2018
Instrument	2018-030711

Lender

Name	HORIZON BANK
Type	Bank
Address	PORTAGE, MI 49024

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	7187 PROVENCE DR, PORTAGE, MI 49024-3011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018030711
Date	Oct 1, 2018
Instrument	2018-030711

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 14, 2019
Property Address	7187 PROVENCE DR, PORTAGE, MI 49024-3011
Document Number	2019030522
Map Reference	LB 41 PG 25
Instrument Date	Oct 4, 2019
Instrument	2019-030522
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,788.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5256 HEATHROW AVE, 5256, KALAMAZOO, MI 49009-7722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S FARMER ST, OTSEGO, MI 49078-1317

Mortgage

Document Number	2019030523
Date	Oct 14, 2019
Instrument	2019-030523

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,900	$333,800
2025	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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