7280 Buzzards Gulch Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 7280 Buzzards Gulch Rd, Somerset, CA 95684

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,200 sqft · built 1994
Lot Size10 acres (436,471 sqft)
OwnerIndividual Name on Record
Last Sale$222,500 (May 2002)
Tax Bill$3,462 (2025)
Deeds & MortgagesJun 2022 Mortgage
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN046-440-025-000

Property Details

APN / Parcel Number

Primary APN046-440-025-000
Alternative APNs
  • 04644025100
  • 0464402510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood
Lot Area436,471 sqft
TerrainWooded
Garage TypeAttached
Garage Area562 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Location & Zoning

Street Address7280 BUZZARDS GULCH RD
CitySOMERSET
StateCA
Zip95684-9274
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRE10
Legal DescriptionPM 5/21/2
Legal Subdivision5-21, PARCEL MAP
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group1
Census Block1013
Census Tract31407

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1504, DIAMOND SPRINGS, CA 95619-1504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
EL DORADO SAVINGS BANK
Oct 30, 2017Deed of Trust, Mortgage · Line of Credit
EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2002 · Amount on Record
Deed SaleMay 3, 2002 · Amount on Record
Deed Document Number200232745
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address7280 BUZZARDS GULCH RD, SOMERSET, CA 95684-9274
Transaction TypeMortgage
Record UpdatedJun 10, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1504, DIAMOND SPRINGS, CA 95619-1504

Mortgage

Document Number0000024051
DateJun 1, 2022
Instrument2022-0024051
Lender
NameEL DORADO SAVINGS BANK
TypeBank
AddressPLACERVILLE, CA 95667
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address7280 BUZZARDS GULCH RD, SOMERSET, CA 95684-9274
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048687
DateOct 30, 2017
Instrument2017-0048687
Lender
NameEL DORADO SAVINGS BANK
TypeBank
AddressPLACERVILLE, CA 95667
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictPioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$335,243 (+2%) Land $105,463 Building $229,780
2025$3,462.00 (+4.12%) Homeowner's exemption$328,671 (+4.04%) Land $103,396 Building $225,275
2023$3,325.00 (+1.65%) Homeowner's exemption$315,910 Land $99,382 Building $216,528
2022$3,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.4% of the US · above 87% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

May also be available: AT&T.

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