7130 Buzzards Gulch Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 7130 Buzzards Gulch Rd, Somerset, CA 95684

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,820 sqft · built 1986
Lot Size	11.9 acres (521,413 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2010)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-440-010-000`

Property Details

APN / Parcel Number

Primary APN	`046-440-010-000`
Alternative APN	`0464401010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Construction Type	Wood
Lot Area	521,413 sqft (11.9 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,656 sqft
Parking Spaces	6 Parking Spaces
Patio Area	1,820 sqft

Location & Zoning

Old Parcel Number	0464401010
Street Address	7130 BUZZARDS GULCH RD
City	SOMERSET
State	CA
Zip	95684-9274
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RS 23/128/1
Legal Tract	1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1013
Census Tract	31407

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7130 BUZZARDS GULCH RD, SOMERSET, CA 95684-9274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2010 · Amount on Record
Deed Sale	Sep 3, 2010 · Amount on Record
Prior Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	0000041198
Last Transfer Date	Feb 18, 2022
Transfer Doc	0000008114
Record Updated	Jun 7, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 18, 2022
Property Address	7130 BUZZARDS GULCH RD, SOMERSET, CA 95684-9274
Document Number	0000008114
Instrument Date	Feb 11, 2022
Instrument	2022-0008114
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 BUZZARDS GULCH RD, SOMERSET, CA 95684-9274

Mortgage

Document Number	0000008115
Date	Feb 18, 2022
Instrument	2022-0008115

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7130 BUZZARDS GULCH RD, SOMERSET, CA 95684-9274
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 BUZZARDS GULCH RD, SOMERSET, CA 95684-9274

Mortgage

Document Number	0000013656
Date	Feb 26, 2021
Instrument	2021-0013656

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,772.00 (+4.11%) Homeowner's exemption	$358,712 (+4.04%) Land $128,107 Building $230,605
2023	$3,623.00 (+1.66%) Homeowner's exemption	$344,785 Land $123,134 Building $221,651
2022	$3,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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