728 Sterling Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 728 Sterling Dr, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,455 sqft · built 1972
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Sep 2015)
Tax Bill	$11,652 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`164-301-001-8`

Property Details

APN / Parcel Number

Primary APN	`164-301-001-8`
Alternative APN	`164-301-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,455 sqft Living Area
1st Floor Area	1,573 sqft
2nd Floor Area	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	728 STERLING DR
City	MARTINEZ
State	CA
Zip	94553-5932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3469 LOT 49 EX MR
Legal Subdivision	SUBDIVISION 3469
Legal Tract	3469
Legal Lot Number	49
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2018
Census Tract	321103

Owner

728 Sterling Dr is owned and occupied by two individuals who acquired it in October 2016.

Source: Contra Costa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 STERLING DR, MARTINEZ, CA 94553-5932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on File
Deed Sale	Sep 18, 2015 · Amount on File
Deed Document Number	2015194774
Last Transfer Date	Oct 28, 2016
Transfer Doc	0000238411
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	728 STERLING DR, MARTINEZ, CA 94553-5932
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 STERLING DR, MARTINEZ, CA 94553-5932

Mortgage

Document Number	0000078950
Date	Aug 16, 2023
Instrument	2023-078950

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	728 STERLING DR, MARTINEZ, CA 94553-5932
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139493
Date	Aug 3, 2017
Instrument	2017-139493

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	728 STERLING DR, MARTINEZ, CA 94553-5932
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192396
Date	Sep 3, 2020
Instrument	2020-192396

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	728 STERLING DR, MARTINEZ, CA 94553-5932
Document Number	0000042097
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 STERLING DR MARTINEZ CA 945535932, MARTINEZ, CA 94553-5932

Mortgage

Document Number	0000042097
Date	Mar 5, 2020
Instrument	42097

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 728 Sterling Dr was $11,652 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Martinez Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,782 (+2%) Land $513,171 Building $422,611
2025	$11,652.00 Homeowner's exemption	$917,434 Land $503,109 Building $414,325
2023	$10,940.00 (+1.7%) Homeowner's exemption	$881,811 Land $483,574 Building $398,237
2022	$10,757.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 728 Sterling Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1995–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Sterling Dr is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARTINEZ serves 31,015 people · EPA ID CA0710006
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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