655 Sterling Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 655 Sterling Dr, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,467 sqft · built 1972
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Nov 2003)
Tax Bill	$7,981 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`164-302-001-7`

Property Details

APN / Parcel Number

Primary APN	`164-302-001-7`
Alternative APN	`164-302-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 STERLING DR
City	MARTINEZ
State	CA
Zip	94553-5929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3469 LOT 54 EX MR
Legal Subdivision	SUBDIVISION 3469
Legal Tract	3469
Legal Lot Number	54
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	321103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 STERLING DR, MARTINEZ, CA 94553-5929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2003 · Amount on Record
Deed Sale	Nov 21, 2003 · Amount on Record
Deed Document Number	2003568669
Last Transfer Date	May 7, 2021
Transfer Doc	0000144486
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	655 STERLING DR, MARTINEZ, CA 94553-5929
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034970
Date	Feb 27, 2017
Instrument	2017-034970

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	655 STERLING DR, MARTINEZ, CA 94553-5929
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007846
Date	Jan 18, 2018
Instrument	2018-007846

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 14, 2021
Property Address	655 STERLING DR, MARTINEZ, CA 94553-5929
Document Number	0000144486
Map Reference	MB 109 PG 45
Instrument Date	May 7, 2021
Instrument	2021-144486
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 STERLING DR, MARTINEZ, CA 94553-5929

Mortgage

Document Number	0000144487
Date	May 14, 2021
Instrument	2021-144487

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Martinez Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$616,327 (+2%) Land $532,515 Building $83,812
2025	$7,981.00 (+6.5%) Homeowner's exemption	$604,243 (+4.04%) Land $522,074 Building $82,169
2023	$7,494.00 (+1.67%) Homeowner's exemption	$580,781 Land $501,802 Building $78,979
2022	$7,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARTINEZ serves 31,015 people · EPA ID CA0710006
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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