728 S Lago Dr, Apache Junction, AZ 85120 Property Records

Pinal County property record for 728 S Lago Dr, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1982
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Dec 2024)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-28-111`

Property Details

APN / Parcel Number

Primary APN	`101-28-111`
Alternative APNs	`101-28-1110` `1012811103`

Interior

Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	728 S LAGO DR
City	APACHE JUNCTION
State	AZ
Zip	85120-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIERRA ENTRADA GARDEN HOMES UNIT 2: LOT 111
Legal Range	08E
Legal Township	01N
Legal Section	20
Legal Subdivision	SIERRA ENTRADA GARDEN HOMES
Legal Lot Number	111
Legal Unit	2
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	3
Census Block	3003
Census Tract	312

Owner

Source: Pinal County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	728 S LAGO DR, APACHE JUNCTION, AZ 85120-5124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 17, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Jun 21, 2023 · Amount on Record
Deed Document Number	202495413
Prior Transfer Date	Apr 2, 2008
Prior Transfer Doc	0000036687
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	728 S LAGO DR, APACHE JUNCTION, AZ 85120-5124
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 S LAGO DR, APACHE JCT, AZ 85120-5124

Mortgage

Document Number	0000122129
Date	Sep 28, 2021
Instrument	2021-122129

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jun 21, 2023
Property Address	728 S LAGO DR, APACHE JUNCTION, AZ 85120-5124
Document Number	0000045427
Map Reference	MB 19 PG 38
Instrument Date	May 15, 2023
Instrument	2023-045427
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 S LAGO DR, APACHE JUNCTION, AZ 85120-5124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 S LAGO DR, APACHE JUNCTION, AZ 85120-5124

Mortgage

Document Number	0000045428
Date	Jun 21, 2023
Instrument	2023-045428

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jul 17, 2017
Property Address	728 S LAGO DR, APACHE JUNCTION, AZ 85120-5124
Document Number	0000050819
Map Reference	MB19 PG38
Instrument Date	Jul 13, 2017
Instrument	2017-050819
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	CLEAR TITLE AGENCY OF ARIZON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 S LAGO DR, 728, APACHE JUNCTION, AZ 85120-5124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 S LAGO DR, APACHE JUNCTION, AZ 85120-5124

Mortgage

Document Number	0000050820
Date	Jul 17, 2017
Instrument	2017-050820

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$12,284 (+1.51%) Land $1,125 Building $11,159	$122,843 (+1.52%) Land $11,250 Building $111,593
2026		$12,101 (+5.18%) Land $1,125 Building $10,976	$121,006 (+5.18%) Land $11,250 Building $109,756
2025	$1,067.00 (+5.96%)	$11,505 (-9.84%)	$115,046 (-9.85%) Land $11,250 Building $103,796
2024		$12,761 Land $1,125 Building $11,636	$127,613 Land $11,250 Building $116,363
2023	$1,007.00 (+4.79%)
2022	$961.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Mojo Broadband, Utah Broadband.

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