688 S Lago Dr, Apache Junction, AZ 85120 Property Records

Pinal County property record for 688 S Lago Dr, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	1,784 sqft · built 1982
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (Apr 2024)
Tax Bill	$927 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-28-108`

Property Details

APN / Parcel Number

Primary APN	`101-28-108`
Alternative APNs	`101-28-1080` `1012810808`

Interior

Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	688 S LAGO DR
City	APACHE JUNCTION
State	AZ
Zip	85120-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIERRA ENTRADA GARDEN HOMES UNIT 2: LOT 108
Legal Range	08E
Legal Township	01N
Legal Section	20
Legal Subdivision	SIERRA ENTRADA GARDEN HOMES
Legal Lot Number	108
Legal Unit	2
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	3
Census Block	3003
Census Tract	312

Owner

Source: Pinal County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2728 W GILA LN, CHANDLER, AZ 85224-7811
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Commercial Mortgage NATIONAL LOAN FUNDING LLC
Dec 15, 2022	Warranty Deed, Construction Loan · Construction Mortgage VONTIVE INC
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	202427476
Prior Transfer Date	Sep 1, 2023
Prior Transfer Doc	0000027476
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Sep 29, 2023
Property Address	688 S LAGO DR, APACHE JUNCTION, AZ 85120-5123
Document Number	0000072912
Map Reference	MB 19 PG 38
Instrument Date	Sep 1, 2023
Instrument	2023-072912
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3226 E PHELPS ST, GILBERT, AZ 85295-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728W W GILA LN, CHANDLER, AZ 85224-7811

Mortgage

Document Number	0000072913
Date	Sep 29, 2023
Instrument	2023-072913

Lender

Name	NATIONAL LOAN FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Dec 15, 2022
Property Address	688 S LAGO DR, APACHE JUNCTION, AZ 85120-5123
Document Number	0000123219
Map Reference	MB 19 PG 38
Instrument Date	Dec 14, 2022
Instrument	2022-123219
Transaction Type	Construction Loan
Record Updated	Jul 27, 2023
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4824 E BASELINE RD # RD112, RD112, MESA, AZ 85206-4676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 E PHELPS ST, GILBERT, AZ 85295-2126

Mortgage

Document Number	0000123353
Date	Dec 15, 2022
Instrument	2022-123353

Lender

Name	VONTIVE INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	688 S LAGO DR, APACHE JUNCTION, AZ 85120-5123
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057311
Date	Jun 16, 2020
Instrument	2020-057311

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	GILBERT, AZ 85234

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$14,735 (+1.4%) Land $1,100 Building $13,635	$147,349 (+1.4%) Land $11,000 Building $136,349
2026		$14,532 (+4.89%) Land $1,100 Building $13,432	$145,319 (+4.89%) Land $11,000 Building $134,319
2025	$927.00 (+3.34%)	$13,855 (-9.03%)	$138,546 (-9.03%) Land $11,000 Building $127,546
2024	$897.00 (+1.59%)	$15,230 Land $1,100 Building $14,130	$152,295 Land $11,000 Building $141,295
2023	$883.00 (+4.25%)
2022	$847.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Mojo Broadband, Utah Broadband.

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