Highlands County property record for 728 River Dr, Sebring, FL 33875 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,639 sqft · built 2001 |
| Lot Size | 1.49 acres (65,021 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $81,000 (Mar 2001) |
| Tax Bill | $966 (2024) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | C-10-36-29-010-00D0-0310 |
| Primary APN | C-10-36-29-010-00D0-0310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,639 sqft Living Area |
| 1st Floor Area | 1,461 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,021 sqft (1.49 acres) |
| Lot Dimensions | 370 ft deep x 173 ft wide |
| Garage Type | Finished |
| Garage Area | 284 sqft |
| Driveway | Driveway |
| Driveway Area | 456 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 25 sqft |
| Patio Area | 48 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 728 RIVER DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-6607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE LAKE ESTATES PB 7-PG 27 LOT 31 BLK D |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 10 |
| Legal Subdivision | HILLSIDE LAKE ESTATES |
| Legal Tract | 31 |
| Legal Block | D |
| Legal Lot Number | 31 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 961402 |
Source: Highlands County records · APN C-10-36-29-010-00D0-0310
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 728 RIVER DR, SEBRING, FL 33875-6607 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2001 · Amount on Record |
| Deed Sale | Mar 16, 2001 · Amount on Record |
| Prior Sale | Mar 16, 2001 · Amount on Record |
| Deed Document Number | 0015370146 |
| Last Transfer Date | Dec 24, 2014 |
| Transfer Doc | 0001757489 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 728 RIVER DR, SEBRING, FL 33875-6607 |
| Document Number | 0001927904 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 728 RIVER DR SEBRING FL 338756607, SEBRING, FL 33875-6607 |
| Document Number | 0001927904 |
|---|---|
| Date | Feb 06, 2019 |
| Book Page | 002676/001588 |
| Instrument | 1927904 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 05, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,587 (+5.99%) | $171,400 (+1.92%) Land $12,500 Building $158,900 | |
| 2024 | $966.00 (+4.66%) | ||
| 2023 | $923.00 (+3.48%) Homeowner's exemption | $84,526 (+3%) | $168,174 (+16.94%) Land $12,500 Building $155,674 |
| 2022 | $892.00 Homeowner's exemption | $82,064 | $143,815 Land $9,375 Building $134,440 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559614021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 188 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Conexon Connect | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 1,200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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