725 River Dr, Sebring, FL 33875 Property Records

Highlands County property record for 725 River Dr, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,389 sqft · built 1970
Lot Size	7.8 acres (339,768 sqft)
Owner	2 Owner Names on File
Last Sale	$115,000 (May 2013)
Tax Bill	$2,272 (2024)
Deeds & Mortgages	Jan 2022 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-10-36-29-010-T530-0000`

Property Details

APN / Parcel Number

Primary APN	`C-10-36-29-010-T530-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	3,389 sqft Living Area
1st Floor Area	2,750 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	339,768 sqft (7.8 acres)
Driveway	Driveway
Driveway Area	1,200 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	49 sqft
Porch	Enclosed Porch
Porch Area	1,838 sqft
Patio Area	84 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	725 RIVER DR
City	SEBRING
State	FL
Zip	33875-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE LAKE ESTATES PB 7-PG 27 TRACTS 36 + 53 + LOTS 33 + 34 BLK E 7.87 ACRES
Legal Range	29E
Legal Township	36S
Legal Section	10
Legal Subdivision	HILLSIDE LAKE ESTATES
Legal Tract	36,53
Legal Block	E
Legal Lot Number	33-34 34
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1003
Census Tract	961402

Owner

Source: Highlands County records · APN C-10-36-29-010-T530-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	725 RIVER DR, SEBRING, FL 33875-6612
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 12, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2013 · Amount on Record
Deed Sale	May 07, 2013 · Amount on Record
Prior Sale	Aug 01, 2011
Deed Document Number	1695887
Deed Book / Page	2378 / 1650
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	725 RIVER DR, SEBRING, FL 33875-6612
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 RIVER DR, SEBRING, FL 33875-6612

Mortgage

Document Number	0002075029
Date	Jan 27, 2022
Book Page	2880/552
Instrument	2075029

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jun 01, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	725 RIVER DR, SEBRING, FL 33875-6612
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001995101
Date	Aug 17, 2020
Book Page	2767/1774
Instrument	1995101

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 01, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	725 RIVER DR, SEBRING, FL 33875-6612
Document Number	0001869536
Book / Page	002603 / 000826
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Dec 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	725 RIVER DR SEBRING FL 338756612, SEBRING, FL 33875-6612

Mortgage

Document Number	0001869536
Date	Oct 23, 2017
Book Page	002603/000826
Instrument	1869536

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,905 (+5.99%)	$309,614 (-0.92%) Land $59,600 Building $250,014
2024	$2,272.00 (-0.22%)
2023	$2,277.00 (+41.34%) Homeowner's exemption	$174,460 (+40.25%)	$312,482 (+62.9%) Land $54,600 Building $257,882
2022	$1,611.00 Homeowner's exemption	$124,395	$191,823

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559614021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	About 1 in 196 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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