728 River Bend Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 728 River Bend Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,480 sqft · built 2016
Lot Size	0.149 acres (6,469 sqft)
Owner	Trust Name on File
Last Sale	$195,500 (May 2017)
Tax Bill	$12,180 (2026)
Deeds & Mortgages	Dec 2021 Transfer May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`213-450-140-000`

Property Details

APN / Parcel Number

Primary APN	`213-450-140-000`
Alternative APN	`213-450-14`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,480 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	6,469 sqft (0.149 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-450-14
Street Address	728 RIVER BEND DR
City	LATHROP
State	CA
Zip	95330-8595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 213-310-24 PER RM 42-033
Legal Subdivision	RIVER ISLANDS VILLAGE C5
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1090
Census Tract	5214

Owner

728 River Bend Dr is owner-occupied and held in a trust since May 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	728 RIVER BEND DR, LATHROP, CA 95330-8595
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE
May 31, 2017	Grant Deed, Transfer PRIVATE INDIVIDUAL
May 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Mar 15, 2016 · Amount on File
Deed Document Number	201761351
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000061351
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 6, 2021
Property Address	728 RIVER BEND DR, LATHROP, CA 95330-8595
Document Number	0000201427
Map Reference	MB 42 PG 33
Instrument Date	Jun 7, 2021
Instrument	2021-201427
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	728 RIVER BEND DR, LATHROP, CA 95330-8595

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2017
Property Address	728 RIVER BEND DR, LATHROP, CA 95330-8595
Document Number	0000061351
Instrument Date	May 24, 2017
Instrument	61351
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	728 RIVER BEND DR LATHROP CA 953308595, LATHROP, CA 95330-8595

Mortgage

Document Number	61353
Date	May 31, 2017
Instrument	61353

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 30, 2032

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2017
Property Address	728 RIVER BEND DR, LATHROP, CA 95330-8595
Document Number	0000061352
Instrument Date	May 24, 2017
Instrument	61352
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	728 RIVER BEND DR LATHROP CA 953308595, LATHROP, CA 95330-8595

Tax Assessment & Valuation

The 2026 property tax bill for 728 River Bend Dr was $12,180 with a homeowner's exemption, down 1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,180.00 (-0.99%)
2025	$12,302.00 Homeowner's exemption	$713,410 Land $172,041 Building $541,369
2023	$11,789.00 (+1.88%) Homeowner's exemption	$685,709 Land $165,361 Building $520,348	$885,780
2022	$11,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 River Bend Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 River Bend Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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