690 River Bend Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 690 River Bend Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,738 sqft · built 2016
Lot Size	0.149 acres (6,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$481,000 (Feb 2016)
Tax Bill	$10,569 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`213-450-120-000`

Property Details

APN / Parcel Number

Primary APN	`213-450-120-000`
Alternative APN	`213-450-12`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,738 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,469 sqft (0.149 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-450-12
Street Address	690 RIVER BEND DR
City	LATHROP
State	CA
Zip	95330-8596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 213-310-24 PER RM 42-033
Legal Subdivision	RIVER ISLANDS VILLAGE C5
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1090
Census Tract	5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	690 RIVER BEND DR, LATHROP, CA 95330-8596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit SAFEAMERICA CU
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Jan 26, 2018	Deed of Trust, Mortgage · Conventional with PMI CASHCALL
Feb 17, 2017	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2016 · Amount on Record
Deed Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	201621761
Prior Transfer Date	Feb 3, 2016
Prior Transfer Doc	0000021763
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	690 RIVER BEND DR, LATHROP, CA 95330-8596
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RIVER BEND DR, LATHROP, CA 95330-8596

Mortgage

Document Number	0000049395
Date	Apr 18, 2022
Instrument	2022-049395

Lender

Name	SAFEAMERICA CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	690 RIVER BEND DR, LATHROP, CA 95330-8596
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RIVER BEND DR, LATHROP, CA 95330-8596

Mortgage

Document Number	0000119147
Date	Jul 15, 2021
Instrument	2021-119147

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	690 RIVER BEND DR, LATHROP, CA 95330-8596
Document Number	0000080330
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	690 RIVER BEND DR LATHROP CA 953308596, LATHROP, CA 95330-8596

Mortgage

Document Number	0000080330
Date	Jul 30, 2019
Instrument	80330

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	690 RIVER BEND DR, LATHROP, CA 95330-8596
Document Number	0000011162
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	690 RIVER BEND DR LATHROP CA 953308596, LATHROP, CA 95330-8596

Mortgage

Document Number	0000011162
Date	Feb 1, 2018
Instrument	11162

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	690 RIVER BEND DR, LATHROP, CA 95330-8596
Document Number	0000022469
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	690 RIVER BEND DR LATHROP CA 953308596, LATHROP, CA 95330-8596

Mortgage

Document Number	0000022469
Date	Feb 24, 2017
Instrument	22469

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,569.00 (+0.58%)
2025	$10,508.00 (+4.53%) Homeowner's exemption	$587,824 (+4.04%) Land $146,787 Building $441,037
2023	$10,053.00 (+1.98%) Homeowner's exemption	$565,000 Land $141,088 Building $423,912	$727,830
2022	$9,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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