728 Nile River Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 728 Nile River Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,525 sqft · built 2008
Lot Size	0.068 acres (2,946 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2009)
Tax Bill	$10,304 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`133-0-170-435`

Property Details

APN / Parcel Number

Primary APN	`133-0-170-435`
Alternative APN	`1330010805`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,525 sqft Living Area
1st Floor Area	579 sqft
2nd Floor Area	946 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	2,946 sqft (0.068 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	87 sqft

Location & Zoning

Street Address	728 NILE RIVER DR
City	OXNARD
State	CA
Zip	93036-5354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 564306 LOT: 98 REF: 158MR 41
Legal Subdivision	TRACT MAP 5643 6
Legal Tract	564306
Legal Block	170
Legal Lot Number	98
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1035
Census Tract	5004

Owner

728 Nile River Dr is owned and occupied by two individuals who acquired it in December 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 NILE RIVER DR, OXNARD, CA 93036-5354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Dec 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage TJ FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2009 · Amount on File
Deed Sale	Apr 15, 2009 · Amount on File
Deed Document Number	200958743
Last Transfer Date	Dec 10, 2019
Transfer Doc	0000162932
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	728 NILE RIVER DR, OXNARD, CA 93036-5354
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 NILE RIVER DR, OXNARD, CA 93036-5354

Mortgage

Document Number	0000027080
Date	Feb 10, 2021
Instrument	20210210-00027080

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	728 NILE RIVER DR, OXNARD, CA 93036-5354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112865
Date	Jul 30, 2020
Instrument	20200730-00112865

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 23, 2019
Property Address	728 NILE RIVER DR, OXNARD, CA 93036-5354
Document Number	0000162932
Map Reference	MB 158 PG 41-46
Instrument Date	Dec 10, 2019
Instrument	20191223-00162932
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	728 NILE RIVER DR, OXNARD, CA 93036-5354

Mortgage

Document Number	0000162933
Date	Dec 23, 2019
Instrument	20191223-00162933

Lender

Name	TJ FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 728 Nile River Dr was $10,304 with a homeowner's exemption, up 1.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$472,832 (+2%) Land $236,418 Building $236,414
2025	$10,304.00 (+1.19%) Homeowner's exemption	$463,561 Land $231,782 Building $231,779
2024	$10,183.00 (+7.22%)
2023	$9,497.00 (+3.22%) Homeowner's exemption	$445,561 Land $222,781 Building $222,780
2022	$9,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 728 Nile River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Nile River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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