San Mateo County property record for 728 Montezuma Dr, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1954 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,175,000 (Aug 2024) |
| Tax Bill | $15,594 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 023-062-030 |
| Primary APN | 023-062-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 728 MONTEZUMA DR |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-4029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 22 BLOCK 11 LINDA MAR NO 2 RSM 37/33 34 |
| Legal Subdivision | LINDA MAR NO 2 |
| Legal Block | 11 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 603200 |
728 Montezuma Dr is owner-occupied and held in a trust since August 2024.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 728 MONTEZUMA DR, PACIFICA, CA 94044-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU |
| Jun 15, 2020 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on File |
| Deed Sale | Aug 22, 2024 · Amount on File |
| Prior Sale | Feb 17, 2016 · Amount on File |
| Deed Document Number | 202444344 |
| Prior Transfer Date | Jun 5, 2020 |
| Prior Transfer Doc | 0000055420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 728 MONTEZUMA DR, PACIFICA, CA 94044-4029 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE PINT |
| Name | Verified Name |
|---|---|
| Address | 728 MONTEZUMA DR, PACIFICA, CA 94044-4029 |
| Document Number | 0000100102 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-100102 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 15, 2020 |
| Property Address | 728 MONTEZUMA DR, PACIFICA, CA 94044-4029 |
| Document Number | 0000055420 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 55420 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 728 MONTEZUMA DR PACIFICA CA 940444029, PACIFICA, CA 94044-4029 |
| Document Number | 55421 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 55421 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 14, 2050 |
The 2025 property tax bill for 728 Montezuma Dr was $15,594 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,198,500 (+2%) Land $918,000 Building $280,500 | ||
| 2025 | $15,594.00 | $1,175,000 Land $900,000 Building $275,000 | |
| 2023 | $11,051.00 (+4.4%) Homeowner's exemption | $831,748 Land $415,874 Building $415,874 | $1,095,390 |
| 2022 | $10,585.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 Montezuma Dr in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 11 (1982–1998) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 Montezuma Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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