728 Lincoln Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 728 Lincoln Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,618 sqft · built 2019
Lot Size	0.73 acres (3,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Nov 2019)
Tax Bill	$5,560 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`488-411-03-00`

Property Details

APN / Parcel Number

Primary APN	`488-411-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,618 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,181 sqft (0.73 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	728 LINCOLN PL
City	EL CAJON
State	CA
Zip	92020-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 TR 016214
Legal Subdivision	LINCOLN SQUARE
Legal Tract	016214
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15705

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	728 LINCOLN PL, EL CAJON, CA 92020-6470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Nov 15, 2019	Grant Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	2019531236
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	728 LINCOLN PL, EL CAJON, CA 92020-6470
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 LINCOLN PL, EL CAJON, CA 92020-6470

Mortgage

Document Number	0000076110
Date	Feb 18, 2022
Instrument	2022-0076110

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2019
Property Address	728 LINCOLN PL, EL CAJON, CA 92020-6470
Document Number	0000531236
Map Reference	MAP 16214
Instrument Date	Oct 22, 2019
Instrument	2019-0531236
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG BUILDER SERVICES NB

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	728 LINCOLN PL, EL CAJON, CA 92020-6470

Mortgage

Document Number	0000531237
Date	Nov 15, 2019
Instrument	2019-0531237

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,264 (+2%) Land $167,325 Building $434,939
2025	$5,560.00 (+0.4%) Veteran's exemption	$590,456 (+4.04%) Land $164,045 Building $426,411
2024	$5,538.00 (+0.82%)
2023	$5,493.00 (-24.15%)	$567,529 Land $157,676 Building $409,853
2022	$7,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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