720 Lincoln Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 720 Lincoln Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,160 sqft · built 2019
Lot Size	0.76 acres (3,321 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,320 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`488-411-02-00`

Property Details

APN / Parcel Number

Primary APN	`488-411-02-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,321 sqft (0.76 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	720 LINCOLN PL
City	EL CAJON
State	CA
Zip	92020-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 TR 016214
Legal Subdivision	LINCOLN SQUARE
Legal Tract	016214
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15705

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 LINCOLN PL, EL CAJON, CA 92020-6470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jul 30, 2019	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022
Deed Sale	Jan 25, 2022
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	202235139
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0000035139
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2022
Property Address	720 LINCOLN PL, EL CAJON, CA 92020-6470
Document Number	0000035139
Map Reference	MAP 16214
Instrument Date	Jan 12, 2022
Instrument	2022-0035139
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 LINCOLN PL, EL CAJON, CA 92020-6470

Mortgage

Document Number	0000035140
Date	Jan 25, 2022
Instrument	2022-0035140

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	720 LINCOLN PL, EL CAJON, CA 92020-6470
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 LINCOLN PL, EL CAJON, CA 92020-6470

Mortgage

Document Number	0000399361
Date	May 27, 2021
Instrument	2021-0399361

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Aug 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2019
Property Address	720 LINCOLN PL, EL CAJON, CA 92020-6470
Document Number	0000313418
Instrument Date	Jul 2, 2019
Instrument	313418
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 S LINCOLN AVE EL CAJON CA 92020, EL CAJON, CA 92020

Mortgage

Document Number	313419
Date	Jul 30, 2019
Instrument	313419

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,230 (+2%) Land $167,325 Building $482,905
2025	$8,320.00 (+3.03%)	$637,482 (+4.04%) Land $164,045 Building $473,437
2023	$8,075.00 (-6.33%)	$612,729 Land $157,676 Building $455,053
2022	$8,621.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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