Pender County property record for 728 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,421 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Aug 2026) |
| Tax Bill | $2,419 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-11-9646-0000 |
| Primary APN | 3294-11-9646-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,421 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Porch |
| Porch Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 400879166 |
|---|---|
| Street Address | 728 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L201R,PB 39/125,CASTLE BAY PH 4 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 4 |
| Legal Lot Number | 201R |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 920203 |
728 Highlands Dr is owned and occupied by an individual who bought it in August 2026.
Source: Pender County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 728 HIGHLANDS DR, HAMPSTEAD, NC 28443-7438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer HERITAGE TITLE LLC |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Prior Sale | Aug 23, 2005 · Amount on File |
| Deed Document Number | 202620159594 |
| Deed Book / Page | 4900 / 22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 6, 2026 |
| Property Address | 728 HIGHLANDS DR, HAMPSTEAD, NC 28443-7438 |
| Document Number | 0020159594 |
| Book / Page | 4900 / 22 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202620159594 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | HERITAGE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $95,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 HIGHLANDS DR, HAMPSTEAD, NC 28443-7438 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 728 HIGHLANDS DR, HAMPSTEAD, NC 28443-7438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047091461 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 4709/1461 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 728 HIGHLANDS DR, HAMPSTEAD, NC 28443-7438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047592493 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 4759/2493 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
The 2025 property tax bill for 728 Highlands Dr was $2,419.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,419.00 | $413,874 Land $42,525 Building $371,349 | $413,874 Land $42,525 Building $371,349 |
| 2023 | $286,787 (-) Land $77,443 Building $209,344 | $286,787 (-) Land $77,443 Building $209,344 | |
| 2022 | $2,497.00 | $286,787 Land $77,443 Building $209,344 | $286,787 Land $77,443 Building $209,344 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 Highlands Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 Highlands Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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