Pender County property record for 685 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,404 sqft · built 2023 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (Jan 2024) |
| Tax Bill | $2,425 (2025) |
| Deeds & Mortgages | Jun 2023 Construction Loan Jan 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-11-8930-0000 |
| Primary APN | 3294-11-8930-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,404 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Lot Area | 10,454 sqft (0.239 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000054283 |
|---|---|
| Old Parcel Number | 3294 11 8930 0000 |
| Street Address | 685 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L178 PB 39/45 CASTLE BAY,PH 4 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 4 |
| Legal Lot Number | 178 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 920203 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 685 HIGHLANDS DR, HAMPSTEAD, NC 28443-7239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Jan 4, 2024 | Warranty Deed, Subdivision Related Transfer |
| Jan 31, 2023 | Warranty Deed, Transfer |
| May 30, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on Record |
| Deed Sale | Jan 4, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2023 · Amount on Record |
| Deed Document Number | 0003934828 |
| Deed Book / Page | 393 / 4828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 685 HIGHLANDS DR, HAMPSTEAD, NC 28443-7239 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0048141128 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 4814/1128 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 4, 2024 |
| Property Address | 685 HIGHLANDS DR, HAMPSTEAD, NC 28443-7239 |
| Document Number | 0048280393 |
| Book / Page | 4828 / 393 |
| Map Reference | MB 39 PG 45 |
| Instrument Date | Dec 6, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 CENTER DR, HAMPSTEAD, NC 28443-2117 |
| Name | Verified Name |
|---|---|
| Address | 685 HIGHLANDS DR, HAMPSTEAD, NC 28443-7239 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 31, 2023 |
| Property Address | 685 HIGHLANDS DR, HAMPSTEAD, NC 28443-7239 |
| Document Number | 0048052804 |
| Book / Page | 4805 / 2804 |
| Map Reference | MB 39 PG 45 |
| Instrument Date | Jan 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $116.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 SIR WALTER CT, HAMPSTEAD, NC 28443-3710 |
| Name | Verified Name |
|---|---|
| Address | 401 CENTER DR, HAMPSTEAD, NC 28443-2117 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 30, 2019 |
| Property Address | HAMPSTEAD, NC 28443 |
| Document Number | 0046852147 |
| Book / Page | 004685 / 002147 |
| Instrument Date | May 29, 2019 |
| Instrument | 20049595 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 36 SIR WALTER CT HAMPSTEAD NC 284433710, HAMPSTEAD, NC 28443-3710 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,425.00 (+299.51%) | $482,469 (+561.16%) Land $37,170 Building $445,299 | $482,469 (+561.16%) Land $37,170 Building $445,299 |
| 2023 | $72,973 (-) Land $72,973 | $72,973 (-) Land $72,973 | |
| 2022 | $607.00 | $72,973 Land $72,973 | $72,973 Land $72,973 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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