728 Henderson St, Sumter, SC 29150 Property Records

Sumter County property record for 728 Henderson St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,166 sqft · built 1967
Lot Size	0.418 acres (18,200 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Sep 2026)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`204-15-04-006`

Property Details

APN / Parcel Number

Primary APN	`204-15-04-006`
Alternative APN	`26193`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	2,166 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1970
Exterior Material	Brick/Wood
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,200 sqft (0.418 acres)
Lot Dimensions	140 ft deep x 130 ft wide
Garage Type	Carport
Garage Area	376 sqft
Carport	Carport
Carport Area	376 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	400 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26193
Street Address	728 HENDERSON ST
City	SUMTER
State	SC
Zip	29150-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 98 Z17-130 130 FT AV
Legal Subdivision	FIRST ADDITION TO HEATHLEY WOOD
Legal Lot Number	98
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2025
Census Tract	902

Owner

728 Henderson St is owned and occupied by two individuals who bought it in September 2026.

Source: Sumter County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 HENDERSON ST, SUMTER, SC 29150-3104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer · VA Mortgage MORTGAGE 1 INCORPORATED
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINT MORTGAGE INC
Aug 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Apr 24, 2025 · Amount on File
Deed Book / Page	1359 / 2928
Prior Transfer Date	Aug 21, 2019
Prior Transfer Doc	0012590034
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 16, 2026
Property Address	728 HENDERSON ST, SUMTER, SC 29150-3104
Document Number	1359002928
Book / Page	1359 / 2928
Instrument Date	Aug 27, 2026
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,002.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 HENDERSON ST, SUMTER, SC 29150-3104

Mortgage

Document Number	1359002931,
Date	Sep 16, 2026
Book Page	1359/2931

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	728 HENDERSON ST, SUMTER, SC 29150-3104
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3492 WHITE HALL RD, KING GEORGE, VA 22485-6815
Investor	Possibly a Property Investor

Mortgage

Document Number	0013444389
Date	Sep 15, 2025
Book Page	1344/4389

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company
Address	STURBRIDGE, MA 01566

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 21, 2019
Property Address	728 HENDERSON ST, SUMTER, SC 29150-3104
Document Number	0012590034
Book / Page	001259 / 000034
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 HENDERSON ST SUMTER SC 291503104, SUMTER, SC 29150-3104

Tax Assessment & Valuation

The 2025 property tax bill for 728 Henderson St was $1,011.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00	$7,110 Land $1,660 Building $5,450	$179,874 Land $42,000 Building $137,874
2023	$1,167.00 (+21.44%)	$7,110 (-) Land $1,680 Building $5,430	$179,874 (-) Land $42,000 Building $137,874
2022	$961.00	$7,110 Land $1,680 Building $5,430	$179,874 Land $42,000 Building $137,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 728 Henderson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Henderson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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