727 Henderson St, Sumter, SC 29150 Property Records

Sumter County property record for 727 Henderson St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,660 sqft · built 1969
Lot Size	0.492 acres (21,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`204-15-04-014`

Property Details

APN / Parcel Number

Primary APN	`204-15-04-014`
Alternative APN	`26201`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,660 sqft Living Area
1st Floor Area	2,660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	21,450 sqft (0.492 acres)
Lot Dimensions	165 ft deep x 130 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	412 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26201
Old Parcel Number	204 15 04 014
Street Address	727 HENDERSON ST
City	SUMTER
State	SC
Zip	29150-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 124 Z17-130 130X165 FT -
Legal Subdivision	HEATHLEY WOOD ADD 01
Legal Lot Number	124
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2041
Census Tract	902

Owner

727 Henderson St is owned and occupied by two individuals who acquired it in January 1995.

Source: Sumter County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	727 HENDERSON ST, SUMTER, SC 29150-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 26, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1995
Deed Sale	Jan 1, 1995
Deed Document Number	00000000NA
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Recording Date	Apr 16, 2026
Property Address	727 HENDERSON ST, SUMTER, SC 29150-3103
Document Number	1353000462
Book / Page	1353 / 462
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	727 HENDERSON ST, SUMTER, SC 29150-3103
Investor	Possibly a Property Investor

Mortgage

Document Number	1353000462,
Date	Apr 16, 2026
Book Page	1353/462

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	727 HENDERSON ST, SUMTER, SC 29150-3103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012405042
Date	Jan 26, 2018
Book Page	1240/5042
Instrument	1240-5042

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 727 Henderson St was $1,566.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00	$10,090 Land $1,646 Building $8,444	$257,449 Land $42,000 Building $215,449
2023		$10,230 (-) Land $1,680 Building $8,550	$257,449 (-) Land $42,000 Building $215,449
2022	$1,513.00	$10,230 Land $1,680 Building $8,550	$257,449 Land $42,000 Building $215,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Henderson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Henderson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

Nearby Properties on Henderson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures