728 Harris Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 728 Harris Rd, Cheraw, SC 29520

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1979
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Tax Bill$320 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN275 013 002 008

Property Details

APN / Parcel Number

Primary APN275 013 002 008
Alternative APNs
  • 00038689
  • 02393493
  • 2393493

Exterior

Year BuiltBuilt 1979
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Account Number00038689
Street Address728 HARRIS RD
CityCHERAW
StateSC
Zip29520-5484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.50 AC
JurisdictionCHESTERFIELD SC
Township / Civil DivisionCHERAW
Census Block Group2
Census Block2001
Census Tract950601

Owner

728 Harris Rd is owned and occupied by two individuals who acquired it in December 1999.

Source: Chesterfield County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address728 HARRIS RD, CHERAW, SC 29520-5484
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 1999
Deed SaleDec 31, 1999
Deed Document Number0000242901
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address728 HARRIS RD, CHERAW, SC 29520-5484
Transaction TypeMortgage
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 000000000300
DateJan 29, 2018
Book Page0000000496/0000000822
Instrument000000000300
Lender
NameSC STATE FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 728 Harris Rd was $320 with a homeowner's exemption.

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$320.00 Homeowner's exemption$4,090 Land $230 Building $3,860$136,000 Land $6,000 Building $130,000
2023$195.00 Homeowner's exemption$3,560 Land $200 Building $3,360$89,000 Land $5,000 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 Harris Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Harris Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 64% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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