520 Harris Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 520 Harris Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	built 2022
Owner	Individual Name on File
Tax Bill	$848 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275 013 002 035`

Property Details

APN / Parcel Number

Primary APN	`275 013 002 035`
Alternative APNs	`00038725` `00044166` `44166`

Exterior

Year Built	Built 2022

Location & Zoning

Account Number	00038725
Street Address	520 HARRIS RD
City	CHERAW
State	SC
Zip	29520-4379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.36
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2001
Census Tract	950601

Owner

520 Harris Rd is owned and occupied by an individual who acquired it in June 2021.

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	520 HARRIS RD, CHERAW, SC 29520-4379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE
Jun 28, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021
Deed Sale	Jun 28, 2021
Deed Document Number	202100002830
Deed Book / Page	538 / 1240
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	520 HARRIS RD, CHERAW, SC 29520-4379
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HARRIS RD, CHERAW, SC 29520-4379

Mortgage

Document Number	000563/391
Date	Jul 30, 2025
Book Page	563/391
Instrument	2025-3009

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2065

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	520 HARRIS RD, CHERAW, SC 29520-4379
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000539/784
Date	Sep 16, 2022
Book Page	539/784
Instrument	2022-3976

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 28, 2021
Property Address	520 HARRIS RD, CHERAW, SC 29520-4379
Document Number	00538/1240
Book / Page	538 / 1240
Map Reference	MB T PG 106
Instrument Date	Jun 14, 2021
Instrument	202100002830
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HARRIS RD, CHERAW, SC 29520-4379

Tax Assessment & Valuation

The 2025 property tax bill for 520 Harris Rd was $848.

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00	$6,000 Land $90 Building $5,910	$183,000 Land $6,000 Building $177,000
2023	$2,551.00	$7,830 Land $120 Building $7,710	$130,500 Land $2,000 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Harris Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Harris Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 80% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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