728 E Main St, Carmel, IN 46032 Property Records

Hamilton County property record for 728 E Main St, Carmel, IN 46032 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1970
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$500,080 (Feb 2026)
Tax Bill	$6,602 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-205-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-205-011.000-018`
Alternative APN	`1610300205011000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,664 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	138 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	728 E MAIN ST
City	CARMEL
State	IN
Zip	46032-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, LOT 8, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	HARROWGATE
Legal Lot Number	8
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1035
Census Tract	110905

Owner

Source: Hamilton County records · APN 29-10-30-205-011.000-018

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	728 E MAIN ST, CARMEL, IN 46032-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FORUM CU
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FORUM CU
Jun 03, 2025	Warranty Deed, Transfer · Construction Mortgage CONSTRUCTION LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Jun 03, 2025 · Amount on Record
Deed Document Number	20266216
Prior Transfer Date	Jul 06, 2004
Prior Transfer Doc	0000052269
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 17, 2026
Property Address	728 E MAIN ST, CARMEL, IN 46032-2263
Document Number	0000006216
Map Reference	MB 2 PG 203-205
Instrument Date	Feb 13, 2026
Instrument	2026006216
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	MERIDIAN TITLE CORPORATION-LAPORTE, MERIDIAN TITLE CORPROATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E MAIN ST, CARMEL, IN 46032-2263

Mortgage

Document Number	0000006217
Date	Feb 17, 2026
Instrument	2026006217

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 17, 2026
Property Address	728 E MAIN ST, CARMEL, IN 46032-2263
Document Number	0000006216
Map Reference	MB 2 PG 203-205
Instrument Date	Feb 13, 2026
Instrument	2026006216
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	MERIDIAN TITLE CORPORATION-LAPORTE, MERIDIAN TITLE CORPROATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E MAIN ST, CARMEL, IN 46032-2263

Mortgage

Document Number	0000006217
Date	Feb 17, 2026
Instrument	2026006217

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 03, 2025
Property Address	728 E MAIN ST, CARMEL, IN 46032-2263
Document Number	0000021509
Map Reference	MB 2 PG 203-205
Instrument Date	May 22, 2025
Instrument	2025021509
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9940 ALLISONVILLE RD, FISHERS, IN 46038-2005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021510
Date	Jun 03, 2025
Instrument	2025021510

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company
Address	PUYALLUP, WA 98374

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 17, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,200 (+2.33%) Land $129,300 Building $208,900	$338,200 (+2.33%) Land $129,300 Building $208,900
2024	$6,602.00 (+142.72%)	$330,500 (+21.37%) Land $129,300 Building $201,200	$330,500 (+21.37%) Land $129,300 Building $201,200
2023	$2,720.00 (+9.99%)	$272,300 (+18.91%) Land $85,800 Building $186,500	$272,300 (+18.91%) Land $85,800 Building $186,500
2022	$2,473.00	$229,000 Land $85,800 Building $143,200	$229,000 Land $85,800 Building $143,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571109051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
On-Ramp Indiana	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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