721 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 721 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1955
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on Record
Last Sale	$77,750 (Aug 2022)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`248-14-01-020`

Property Details

APN / Parcel Number

Primary APN	`248-14-01-020`
Alternative APN	`47517`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,217 sqft
1st Floor Area	1,156 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	70 ft deep x 70 ft wide
Porch	Enclosed/Finished Porch
Shed	1 Shed
Utility Building	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	47517
Street Address	721 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 7 Z37-51 70 FT
Legal Lot Number	7
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2053
Census Tract	700

Owner

Source: Sumter County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4669 GULF BLVD, 139, ST PETE BEACH, FL 33706-2405
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM FIRST FCU
Aug 22, 2022	Warranty Deed, Transfer · Commercial Mortgage RIDGE VIEW LPO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Deed Book / Page	1305 / 5425
Last Transfer Date	Sep 25, 2024
Transfer Doc	0013320316
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	721 E CHARLOTTE AVE, SUMTER, SC 29150-4417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013515473
Date	Mar 20, 2026
Book Page	1351/5473

Lender

Name	FREEDOM FIRST FCU
Type	Credit Union
Address	ROANOKE, VA 24013

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 22, 2022
Property Address	721 E CHARLOTTE AVE, SUMTER, SC 29150-4417
Document Number	0013055425
Book / Page	1305 / 5425
Map Reference	MB Z-37 PG 21
Instrument Date	Aug 16, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.60
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 FRANKLIN RD SW # 253, 253, ROANOKE, VA 24014-2260
Investor	Possibly a Property Investor

Mortgage

Document Number	0013055429
Date	Aug 22, 2022
Instrument	1305/5429

Lender

Name	RIDGE VIEW LPO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00 (+2.97%)	$2,470 (-) Land $230 Building $2,240	$41,186 (-0.05%) Land $3,830 Building $37,356
2023	$975.00 (+1,641.07%)	$2,470 (+50.61%) Land $230 Building $2,240	$41,206 (-) Land $3,850 Building $37,356
2022	$56.00	$1,640 Land $150 Building $1,490	$41,206 Land $3,850 Building $37,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	22 (1980–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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